▼ 0.50% · 3.625%
HK$3,473
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$110/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$224/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$105/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$215/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$121/mo
Today · 4.125%
HK$4,060
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$247/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,120/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,250
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$115/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$237/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$132/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$269/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$127/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$257/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$143/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$292/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$137/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$279/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$154/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$314/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,409
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$147/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$301/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,209
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,371
−HK$165/mo
Today · 4.125%
HK$5,536
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,072/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,951
−HK$157/mo
Today · 4.125%
HK$6,108
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$322/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,216/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$176/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,264
+HK$359/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,347
−HK$169/mo
Today · 4.125%
HK$6,516
baseline
▲ 0.50% · 4.625%
HK$6,859
+HK$343/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,032/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$187/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,656
+HK$382/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,568
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,744
−HK$179/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,288
+HK$365/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,251
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,445
−HK$198/mo
Today · 4.125%
HK$6,643
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,286/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,141
−HK$189/mo
Today · 4.125%
HK$7,330
baseline
▲ 0.50% · 4.625%
HK$7,716
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,660/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).