▼ 0.50% · 3.625%
HK$4,256
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$135/mo
Today · 4.125%
HK$4,523
baseline
▲ 0.50% · 4.625%
HK$4,798
+HK$275/mo
Deposit HK$933K · loan HK$933K · min. income ≈ HK$9,046/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$128/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,253
+HK$263/mo
Deposit HK$933K · loan HK$933K · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$148/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,278
+HK$303/mo
Deposit HK$840K · loan HK$1.03M · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$141/mo
Today · 4.125%
HK$5,489
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$290/mo
Deposit HK$840K · loan HK$1.03M · min. income ≈ HK$10,978/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,266
−HK$161/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$330/mo
Deposit HK$747K · loan HK$1.12M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$154/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$316/mo
Deposit HK$747K · loan HK$1.12M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$174/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$358/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$167/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$342/mo
Deposit HK$653K · loan HK$1.21M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,958
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,143
−HK$189/mo
Today · 4.125%
HK$6,332
baseline
▲ 0.50% · 4.625%
HK$6,717
+HK$385/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$12,664/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,806
−HK$180/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,355
+HK$369/mo
Deposit HK$560K · loan HK$1.31M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$202/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$413/mo
Deposit HK$467K · loan HK$1.40M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,292
−HK$194/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,880
+HK$394/mo
Deposit HK$467K · loan HK$1.40M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$215/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$441/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,575
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,778
−HK$207/mo
Today · 4.125%
HK$7,985
baseline
▲ 0.50% · 4.625%
HK$8,405
+HK$420/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$15,970/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,235
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,460
−HK$229/mo
Today · 4.125%
HK$7,689
baseline
▲ 0.50% · 4.625%
HK$8,156
+HK$467/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$15,378/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,049
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,265
−HK$219/mo
Today · 4.125%
HK$8,484
baseline
▲ 0.50% · 4.625%
HK$8,931
+HK$447/mo
Deposit HK$280K · loan HK$1.59M · min. income ≈ HK$16,968/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,899
−HK$242/mo
Today · 4.125%
HK$8,141
baseline
▲ 0.50% · 4.625%
HK$8,636
+HK$495/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$16,282/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,522
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,751
−HK$232/mo
Today · 4.125%
HK$8,983
baseline
▲ 0.50% · 4.625%
HK$9,456
+HK$473/mo
Deposit HK$187K · loan HK$1.68M · min. income ≈ HK$17,966/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).