▼ 0.50% · 3.625%
HK$4,308
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$136/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,857
+HK$279/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$131/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$266/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$306/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$144/mo
Today · 4.125%
HK$5,557
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$293/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$11,114/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,170
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$164/mo
Today · 4.125%
HK$5,494
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$334/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,988/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,751
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,905
−HK$157/mo
Today · 4.125%
HK$6,062
baseline
▲ 0.50% · 4.625%
HK$6,381
+HK$319/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,124/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,775
−HK$177/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,314
+HK$362/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,230
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$170/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,913
+HK$346/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,031
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$190/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,799
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,710
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$182/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,445
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,462
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$204/mo
Today · 4.125%
HK$6,867
baseline
▲ 0.50% · 4.625%
HK$7,285
+HK$418/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,734/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,189
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,382
−HK$195/mo
Today · 4.125%
HK$7,577
baseline
▲ 0.50% · 4.625%
HK$7,977
+HK$400/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,154/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,893
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,107
−HK$218/mo
Today · 4.125%
HK$7,325
baseline
▲ 0.50% · 4.625%
HK$7,771
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,650/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,668
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,874
−HK$208/mo
Today · 4.125%
HK$8,082
baseline
▲ 0.50% · 4.625%
HK$8,508
+HK$426/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,164/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,324
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$232/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,256
+HK$473/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,147
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,366
−HK$222/mo
Today · 4.125%
HK$8,588
baseline
▲ 0.50% · 4.625%
HK$9,040
+HK$452/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$17,176/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,754
−HK$487/mo
▼ 0.25% · 3.875%
HK$7,996
−HK$245/mo
Today · 4.125%
HK$8,241
baseline
▲ 0.50% · 4.625%
HK$8,742
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,482/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,627
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,858
−HK$235/mo
Today · 4.125%
HK$9,093
baseline
▲ 0.50% · 4.625%
HK$9,572
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,186/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).