Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$432K, with repayments around HK$18,848/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$37,696/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$64,339 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-18 | HK$4.78M | +8.1% 4.9y · 2.0%/yr |
| 2017-12-18 | HK$4.42M | +29.2% 3.1y · 9.0%/yr |
| 2014-10-24 | HK$3.42M | +92.1% |
| 2012-03-01 | HK$1.78M | −14.4% |
| 1997-12-12 | HK$2.08M | +11.2% |
| 1997-02-03 | HK$1.87M | — |