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At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,333/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,666/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$40,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-28 | HK$4.88M | +11.4% 1.9y · 6.0%/yr |
| 2017-12-01 | HK$4.38M | +37.7% 3.2y · 12.0%/yr |
| 2014-10-10 | HK$3.18M | +41.3% |
| 2012-08-09 | HK$2.25M | +21.6% |
| 2011-11-07 | HK$1.85M | +54.2% |
| 2009-10-08 | HK$1.20M | +13.2% |
| 2001-02-16 | HK$1.06M | −54.5% |
| 1997-04-09 | HK$2.33M | — |