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At today's rate and a 90% mortgage, the deposit on this unit is about HK$455K, with repayments around HK$19,850/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,700/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,591 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- H
- Saleable Area
- 552 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-19 | HK$4.00M | +0.0% 0.2y |
| 2025-04-10 | HK$4.00M | +118.6% 14.4y · 8.0%/yr |
| 2010-11-25 | HK$1.83M | +66.4% |
| 2007-01-12 | HK$1.10M | −55.5% |
| 1997-04-10 | HK$2.47M | +32.1% |
| 1997-03-11 | HK$1.87M | −14.2% |
| 1997-03-04 | HK$2.18M | — |