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At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,840/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,680/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,088 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-21 | HK$4.90M | +12.2% 3.0y · 4.0%/yr |
| 2018-01-04 | HK$4.37M | +144.0% 6.3y · 23.0%/yr |
| 2011-09-30 | HK$1.79M | +9.8% |
| 2010-11-26 | HK$1.63M | +22.6% |
| 2010-07-12 | HK$1.33M | +30.4% |
| 2007-06-23 | HK$1.02M | −35.0% |
| 1996-11-21 | HK$1.57M | — |