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At today's rate and a 90% mortgage, the deposit on this unit is about HK$541K, with repayments around HK$23,611/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,222/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,795 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- A
- Saleable Area
- 636 Saleable ft²
- Gross Area
- 824 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-08 | HK$6.98M | +60.5% 5.0y · 12.0%/yr |
| 2016-09-23 | HK$4.35M | +62.3% 4.5y · 14.0%/yr |
| 2012-03-23 | HK$2.68M | +100.0% |
| 2004-02-21 | HK$1.34M | −14.6% |
| 2000-09-29 | HK$1.57M | −56.6% |
| 1997-07-18 | HK$3.62M | +43.1% |
| 1997-02-25 | HK$2.53M | — |