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At today's rate and a 90% mortgage, the deposit on this unit is about HK$505K, with repayments around HK$22,042/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$505K · loan HK$4.55M · min. income ≈ HK$44,084/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-03 | HK$5.50M | +0.0% 11.1y · 27.0%/yr |
| 2020-04-08 | HK$5.50M | +301.5% 10.7y · 28.0%/yr |
| 2009-08-13 | HK$1.37M | +3.0% |
| 2005-04-29 | HK$1.33M | +13.7% |
| 2005-04-04 | HK$1.17M | −32.0% |
| 1996-09-06 | HK$1.72M | — |