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At today's rate and a 90% mortgage, the deposit on this unit is about HK$505K, with repayments around HK$22,007/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$44,014/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,522 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- H
- Saleable Area
- 540 Saleable ft²
- Gross Area
- 714 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-03 | HK$4.50M | −18.2% 4.3y · −4.0%/yr |
| 2019-11-18 | HK$5.50M | +209.0% 9.6y · 22.0%/yr |
| 2010-03-26 | HK$1.78M | +19.5% |
| 2005-05-03 | HK$1.49M | +16.4% |
| 2004-04-07 | HK$1.28M | +32.0% |
| 2001-01-10 | HK$970K | −45.2% |
| 1998-11-06 | HK$1.77M | — |