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At today's rate and a 90% mortgage, the deposit on this unit is about HK$424K, with repayments around HK$18,492/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$424K · loan HK$3.82M · min. income ≈ HK$36,984/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$47,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- E
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-29 | HK$4.66M | +7.4% 6.1y · 1.0%/yr |
| 2017-06-06 | HK$4.34M | +270.8% 7.9y · 34.0%/yr |
| 2009-07-07 | HK$1.17M | +8.3% |
| 2007-08-10 | HK$1.08M | −5.3% |
| 2006-05-04 | HK$1.14M | −59.6% |
| 1997-04-29 | HK$2.82M | — |