Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$480K, with repayments around HK$20,931/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,862/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,373 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 710 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-28 | HK$4.80M | +21.2% 6.0y · 3.0%/yr |
| 2016-09-08 | HK$3.96M | +74.4% 4.5y · 17.0%/yr |
| 2012-03-12 | HK$2.27M | +70.7% |
| 2009-06-29 | HK$1.33M | −27.7% |
| 1999-01-07 | HK$1.84M | +14.3% |
| 1998-11-06 | HK$1.61M | — |