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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,553/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,106/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-28 | HK$5.50M | +8.9% 3.8y · 2.0%/yr |
| 2018-05-04 | HK$5.05M | +100.4% 4.3y · 24.0%/yr |
| 2014-01-29 | HK$2.52M | +82.6% |
| 2008-03-14 | HK$1.38M | −12.7% |
| 1998-12-31 | HK$1.58M | +13.7% |
| 1998-11-06 | HK$1.39M | — |