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At today's rate and a 90% mortgage, the deposit on this unit is about HK$508K, with repayments around HK$22,148/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$44,296/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,247 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- G
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 710 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-05-22 | HK$5.60M | +0.0% 0.5y |
| 2022-11-29 | HK$5.60M | −5.7% 2.3y · −3.0%/yr |
| 2020-08-07 | HK$5.94M | +312.4% 11.1y · 28.0%/yr |
| 2009-07-16 | HK$1.44M | −27.6% |
| 1999-02-15 | HK$1.99M | +9.3% |
| 1998-12-03 | HK$1.82M | +14.5% |
| 1998-11-06 | HK$1.59M | — |