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At today's rate and a 90% mortgage, the deposit on this unit is about HK$530K, with repayments around HK$23,121/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,242/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,269 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 93 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 629 Saleable ft²
- Gross Area
- 818 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-30 | HK$5.54M | −10.5% 4.4y |
| 2022-02-11 | HK$6.19M | +21.9% 4.7y · 5.0%/yr |
| 2017-05-25 | HK$5.08M | +219.5% 18.6y · 12.0%/yr |
| 1998-11-06 | HK$1.59M | — |