▼ 0.50% · 3.625%
HK$17,364
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,904
−HK$549/mo
Today · 4.125%
HK$18,453
baseline
▲ 0.50% · 4.625%
HK$19,576
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,906/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,318
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,836
−HK$525/mo
Today · 4.125%
HK$20,361
baseline
▲ 0.50% · 4.625%
HK$21,435
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,722/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,101
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,695
−HK$604/mo
Today · 4.125%
HK$20,299
baseline
▲ 0.50% · 4.625%
HK$21,534
+HK$1,235/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,598/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,249
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,819
−HK$578/mo
Today · 4.125%
HK$22,397
baseline
▲ 0.50% · 4.625%
HK$23,578
+HK$1,181/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,794/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,837
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,485
−HK$659/mo
Today · 4.125%
HK$22,144
baseline
▲ 0.50% · 4.625%
HK$23,491
+HK$1,347/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,288/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,181
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,803
−HK$631/mo
Today · 4.125%
HK$24,434
baseline
▲ 0.50% · 4.625%
HK$25,721
+HK$1,287/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,868/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,574
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,276
−HK$713/mo
Today · 4.125%
HK$23,989
baseline
▲ 0.50% · 4.625%
HK$25,449
+HK$1,460/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$47,978/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,113
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,786
−HK$684/mo
Today · 4.125%
HK$26,470
baseline
▲ 0.50% · 4.625%
HK$27,865
+HK$1,395/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,940/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,310
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,066
−HK$768/mo
Today · 4.125%
HK$25,834
baseline
▲ 0.50% · 4.625%
HK$27,406
+HK$1,572/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,668/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,045
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,770
−HK$736/mo
Today · 4.125%
HK$28,506
baseline
▲ 0.50% · 4.625%
HK$30,008
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$57,012/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,046
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,857
−HK$823/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,364
+HK$1,684/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,976
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,754
−HK$788/mo
Today · 4.125%
HK$30,542
baseline
▲ 0.50% · 4.625%
HK$32,152
+HK$1,610/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,084/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,783
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,647
−HK$878/mo
Today · 4.125%
HK$29,525
baseline
▲ 0.50% · 4.625%
HK$31,322
+HK$1,797/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,050/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,908
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,737
−HK$841/mo
Today · 4.125%
HK$32,578
baseline
▲ 0.50% · 4.625%
HK$34,295
+HK$1,717/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,156/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$932/mo
Today · 4.125%
HK$31,370
baseline
▲ 0.50% · 4.625%
HK$33,279
+HK$1,909/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,740/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,840
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,721
−HK$893/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,439
+HK$1,825/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,256
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,228
−HK$988/mo
Today · 4.125%
HK$33,216
baseline
▲ 0.50% · 4.625%
HK$35,237
+HK$2,021/mo
Deposit HK$762K · loan HK$6.85M · min. income ≈ HK$66,432/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,772
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,704
−HK$946/mo
Today · 4.125%
HK$36,650
baseline
▲ 0.50% · 4.625%
HK$38,582
+HK$1,932/mo
Deposit HK$762K · loan HK$6.85M · min. income ≈ HK$73,300/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,453 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).