▼ 0.50% · 3.625%
HK$17,428
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,971
−HK$550/mo
Today · 4.125%
HK$18,521
baseline
▲ 0.50% · 4.625%
HK$19,648
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,042/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,389
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,909
−HK$527/mo
Today · 4.125%
HK$20,436
baseline
▲ 0.50% · 4.625%
HK$21,514
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,872/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,171
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,768
−HK$605/mo
Today · 4.125%
HK$20,373
baseline
▲ 0.50% · 4.625%
HK$21,613
+HK$1,240/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,746/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,328
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,900
−HK$580/mo
Today · 4.125%
HK$22,480
baseline
▲ 0.50% · 4.625%
HK$23,665
+HK$1,185/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,960/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,914
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,565
−HK$661/mo
Today · 4.125%
HK$22,226
baseline
▲ 0.50% · 4.625%
HK$23,578
+HK$1,352/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,452/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,267
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,891
−HK$633/mo
Today · 4.125%
HK$24,524
baseline
▲ 0.50% · 4.625%
HK$25,816
+HK$1,292/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,048/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,657
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,362
−HK$716/mo
Today · 4.125%
HK$24,078
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,465/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$48,156/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,206
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$685/mo
Today · 4.125%
HK$26,567
baseline
▲ 0.50% · 4.625%
HK$27,968
+HK$1,401/mo
Deposit HK$2.68M · loan HK$4.97M · min. income ≈ HK$53,134/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,400
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,159
−HK$771/mo
Today · 4.125%
HK$25,930
baseline
▲ 0.50% · 4.625%
HK$27,508
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,860/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,144
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,872
−HK$739/mo
Today · 4.125%
HK$28,611
baseline
▲ 0.50% · 4.625%
HK$30,119
+HK$1,508/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,143
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$826/mo
Today · 4.125%
HK$27,782
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,690/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,564/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,083
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,863
−HK$792/mo
Today · 4.125%
HK$30,655
baseline
▲ 0.50% · 4.625%
HK$32,271
+HK$1,616/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,310/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,753
−HK$881/mo
Today · 4.125%
HK$29,634
baseline
▲ 0.50% · 4.625%
HK$31,437
+HK$1,803/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,268/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,022
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,854
−HK$844/mo
Today · 4.125%
HK$32,698
baseline
▲ 0.50% · 4.625%
HK$34,422
+HK$1,724/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,396/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,628
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,550
−HK$936/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,402
+HK$1,916/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,961
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,845
−HK$897/mo
Today · 4.125%
HK$34,742
baseline
▲ 0.50% · 4.625%
HK$36,573
+HK$1,831/mo
Deposit HK$1.15M · loan HK$6.50M · min. income ≈ HK$69,484/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,371
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,347
−HK$991/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,367
+HK$2,029/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,900
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,836
−HK$950/mo
Today · 4.125%
HK$36,786
baseline
▲ 0.50% · 4.625%
HK$38,725
+HK$1,939/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,572/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,296 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).