▼ 0.50% · 3.625%
HK$17,342
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,882
−HK$548/mo
Today · 4.125%
HK$18,430
baseline
▲ 0.50% · 4.625%
HK$19,551
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,860/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,293
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,811
−HK$525/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,407
+HK$1,071/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,077
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,670
−HK$603/mo
Today · 4.125%
HK$20,273
baseline
▲ 0.50% · 4.625%
HK$21,506
+HK$1,233/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,546/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,223
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,792
−HK$577/mo
Today · 4.125%
HK$22,369
baseline
▲ 0.50% · 4.625%
HK$23,548
+HK$1,179/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,738/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,811
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,458
−HK$658/mo
Today · 4.125%
HK$22,116
baseline
▲ 0.50% · 4.625%
HK$23,462
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,232/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,152
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,773
−HK$630/mo
Today · 4.125%
HK$24,403
baseline
▲ 0.50% · 4.625%
HK$25,689
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,806/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,545
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,246
−HK$713/mo
Today · 4.125%
HK$23,959
baseline
▲ 0.50% · 4.625%
HK$25,417
+HK$1,458/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,918/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,081
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$682/mo
Today · 4.125%
HK$26,436
baseline
▲ 0.50% · 4.625%
HK$27,830
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,872/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,035
−HK$767/mo
Today · 4.125%
HK$25,802
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,604/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,011
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,735
−HK$735/mo
Today · 4.125%
HK$28,470
baseline
▲ 0.50% · 4.625%
HK$29,970
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,940/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,014
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,823
−HK$822/mo
Today · 4.125%
HK$27,645
baseline
▲ 0.50% · 4.625%
HK$29,327
+HK$1,682/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,290/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,940
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,716
−HK$787/mo
Today · 4.125%
HK$30,503
baseline
▲ 0.50% · 4.625%
HK$32,111
+HK$1,608/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$61,006/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,748
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,611
−HK$877/mo
Today · 4.125%
HK$29,488
baseline
▲ 0.50% · 4.625%
HK$31,282
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,976/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,869
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,697
−HK$840/mo
Today · 4.125%
HK$32,537
baseline
▲ 0.50% · 4.625%
HK$34,252
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,074/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,482
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,399
−HK$932/mo
Today · 4.125%
HK$31,331
baseline
▲ 0.50% · 4.625%
HK$33,237
+HK$1,906/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,662/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,798
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,678
−HK$892/mo
Today · 4.125%
HK$34,570
baseline
▲ 0.50% · 4.625%
HK$36,393
+HK$1,823/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,140/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,216
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,187
−HK$987/mo
Today · 4.125%
HK$33,174
baseline
▲ 0.50% · 4.625%
HK$35,192
+HK$2,018/mo
Deposit HK$761K · loan HK$6.84M · min. income ≈ HK$66,348/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,728
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,659
−HK$945/mo
Today · 4.125%
HK$36,604
baseline
▲ 0.50% · 4.625%
HK$38,533
+HK$1,929/mo
Deposit HK$761K · loan HK$6.84M · min. income ≈ HK$73,208/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).