▼ 0.50% · 3.625%
HK$15,923
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,419
−HK$503/mo
Today · 4.125%
HK$16,922
baseline
▲ 0.50% · 4.625%
HK$17,951
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,844/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,715
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,190
−HK$482/mo
Today · 4.125%
HK$18,672
baseline
▲ 0.50% · 4.625%
HK$19,656
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,344/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,516
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,060
−HK$554/mo
Today · 4.125%
HK$18,614
baseline
▲ 0.50% · 4.625%
HK$19,747
+HK$1,133/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,228/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,486
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,009
−HK$530/mo
Today · 4.125%
HK$20,539
baseline
▲ 0.50% · 4.625%
HK$21,621
+HK$1,082/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,078/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,108
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,702
−HK$604/mo
Today · 4.125%
HK$20,306
baseline
▲ 0.50% · 4.625%
HK$21,542
+HK$1,236/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,612/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,257
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,828
−HK$578/mo
Today · 4.125%
HK$22,406
baseline
▲ 0.50% · 4.625%
HK$23,587
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,812/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,700
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,344
−HK$654/mo
Today · 4.125%
HK$21,998
baseline
▲ 0.50% · 4.625%
HK$23,337
+HK$1,339/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$43,996/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,029
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$627/mo
Today · 4.125%
HK$24,273
baseline
▲ 0.50% · 4.625%
HK$25,552
+HK$1,279/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,546/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,293
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$705/mo
Today · 4.125%
HK$23,691
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,441/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$47,382/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,800
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,465
−HK$675/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,518
+HK$1,378/mo
Deposit HK$2.09M · loan HK$4.89M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,885
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,628
−HK$755/mo
Today · 4.125%
HK$25,383
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,544/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,766/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,572
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$723/mo
Today · 4.125%
HK$28,007
baseline
▲ 0.50% · 4.625%
HK$29,484
+HK$1,477/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,014/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,477
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,270
−HK$805/mo
Today · 4.125%
HK$27,075
baseline
▲ 0.50% · 4.625%
HK$28,722
+HK$1,647/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,150/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,343
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,103
−HK$771/mo
Today · 4.125%
HK$29,874
baseline
▲ 0.50% · 4.625%
HK$31,449
+HK$1,575/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,748/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,070
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,912
−HK$855/mo
Today · 4.125%
HK$28,767
baseline
▲ 0.50% · 4.625%
HK$30,518
+HK$1,751/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,534/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,115
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,922
−HK$820/mo
Today · 4.125%
HK$31,742
baseline
▲ 0.50% · 4.625%
HK$33,415
+HK$1,673/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,484/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,662
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,553
−HK$906/mo
Today · 4.125%
HK$30,459
baseline
▲ 0.50% · 4.625%
HK$32,313
+HK$1,854/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,918/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,886
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,741
−HK$868/mo
Today · 4.125%
HK$33,609
baseline
▲ 0.50% · 4.625%
HK$35,380
+HK$1,771/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,218/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,494 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).