▼ 0.50% · 3.625%
HK$17,554
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,100
−HK$555/mo
Today · 4.125%
HK$18,655
baseline
▲ 0.50% · 4.625%
HK$19,790
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,310/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,529
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,053
−HK$531/mo
Today · 4.125%
HK$20,584
baseline
▲ 0.50% · 4.625%
HK$21,669
+HK$1,085/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,168/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,310
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,910
−HK$611/mo
Today · 4.125%
HK$20,521
baseline
▲ 0.50% · 4.625%
HK$21,769
+HK$1,248/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,042/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,482
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$585/mo
Today · 4.125%
HK$22,643
baseline
▲ 0.50% · 4.625%
HK$23,836
+HK$1,193/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,286/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,065
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,720
−HK$666/mo
Today · 4.125%
HK$22,386
baseline
▲ 0.50% · 4.625%
HK$23,748
+HK$1,362/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,772/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,435
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,063
−HK$638/mo
Today · 4.125%
HK$24,701
baseline
▲ 0.50% · 4.625%
HK$26,003
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,402/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,821
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,530
−HK$722/mo
Today · 4.125%
HK$24,252
baseline
▲ 0.50% · 4.625%
HK$25,727
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,504/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,388
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,069
−HK$690/mo
Today · 4.125%
HK$26,759
baseline
▲ 0.50% · 4.625%
HK$28,170
+HK$1,411/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,518/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,576
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,341
−HK$776/mo
Today · 4.125%
HK$26,117
baseline
▲ 0.50% · 4.625%
HK$27,706
+HK$1,589/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,234/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,341
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,074
−HK$744/mo
Today · 4.125%
HK$28,818
baseline
▲ 0.50% · 4.625%
HK$30,337
+HK$1,519/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,636/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,332
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,151
−HK$832/mo
Today · 4.125%
HK$27,983
baseline
▲ 0.50% · 4.625%
HK$29,685
+HK$1,702/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,966/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,294
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,079
−HK$797/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,504
+HK$1,628/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,087
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,961
−HK$887/mo
Today · 4.125%
HK$29,848
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,696/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,084
−HK$851/mo
Today · 4.125%
HK$32,935
baseline
▲ 0.50% · 4.625%
HK$34,671
+HK$1,736/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,870/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,842
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$943/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,643
+HK$1,929/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,199
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,090
−HK$903/mo
Today · 4.125%
HK$34,993
baseline
▲ 0.50% · 4.625%
HK$36,838
+HK$1,845/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,986/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,598
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,581
−HK$998/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,622
+HK$2,043/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$956/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$1,953/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,953 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).