▼ 0.50% · 3.625%
HK$17,586
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,133
−HK$556/mo
Today · 4.125%
HK$18,689
baseline
▲ 0.50% · 4.625%
HK$19,826
+HK$1,137/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,378/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,564
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,089
−HK$532/mo
Today · 4.125%
HK$20,621
baseline
▲ 0.50% · 4.625%
HK$21,708
+HK$1,087/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,242/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,345
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,946
−HK$612/mo
Today · 4.125%
HK$20,558
baseline
▲ 0.50% · 4.625%
HK$21,809
+HK$1,251/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,116/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,521
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,098
−HK$585/mo
Today · 4.125%
HK$22,683
baseline
▲ 0.50% · 4.625%
HK$23,879
+HK$1,196/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,366/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,103
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,760
−HK$667/mo
Today · 4.125%
HK$22,427
baseline
▲ 0.50% · 4.625%
HK$23,791
+HK$1,364/mo
Deposit HK$3.08M · loan HK$4.63M · min. income ≈ HK$44,854/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,477
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,107
−HK$639/mo
Today · 4.125%
HK$24,746
baseline
▲ 0.50% · 4.625%
HK$26,050
+HK$1,304/mo
Deposit HK$3.08M · loan HK$4.63M · min. income ≈ HK$49,492/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,862
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,573
−HK$723/mo
Today · 4.125%
HK$24,296
baseline
▲ 0.50% · 4.625%
HK$25,774
+HK$1,478/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,592/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,434
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,116
−HK$692/mo
Today · 4.125%
HK$26,808
baseline
▲ 0.50% · 4.625%
HK$28,221
+HK$1,413/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,616/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,621
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,386
−HK$778/mo
Today · 4.125%
HK$26,164
baseline
▲ 0.50% · 4.625%
HK$27,756
+HK$1,592/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$52,328/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,390
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,125
−HK$745/mo
Today · 4.125%
HK$28,870
baseline
▲ 0.50% · 4.625%
HK$30,392
+HK$1,522/mo
Deposit HK$2.31M · loan HK$5.40M · min. income ≈ HK$57,740/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,379
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,200
−HK$833/mo
Today · 4.125%
HK$28,033
baseline
▲ 0.50% · 4.625%
HK$29,739
+HK$1,706/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,066/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,346
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,134
−HK$798/mo
Today · 4.125%
HK$30,932
baseline
▲ 0.50% · 4.625%
HK$32,562
+HK$1,630/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,864/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,138
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,013
−HK$889/mo
Today · 4.125%
HK$29,902
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,820/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,804/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,303
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,142
−HK$852/mo
Today · 4.125%
HK$32,994
baseline
▲ 0.50% · 4.625%
HK$34,733
+HK$1,739/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$65,988/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,896
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,826
−HK$945/mo
Today · 4.125%
HK$31,771
baseline
▲ 0.50% · 4.625%
HK$33,704
+HK$1,933/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$63,542/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,259
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,151
−HK$905/mo
Today · 4.125%
HK$35,056
baseline
▲ 0.50% · 4.625%
HK$36,904
+HK$1,848/mo
Deposit HK$1.16M · loan HK$6.56M · min. income ≈ HK$70,112/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,655
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$1,000/mo
Today · 4.125%
HK$33,640
baseline
▲ 0.50% · 4.625%
HK$35,687
+HK$2,047/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,280/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,216
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,160
−HK$958/mo
Today · 4.125%
HK$37,118
baseline
▲ 0.50% · 4.625%
HK$39,075
+HK$1,957/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,236/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,370 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).