▼ 0.50% · 3.625%
HK$16,966
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,494
−HK$536/mo
Today · 4.125%
HK$18,030
baseline
▲ 0.50% · 4.625%
HK$19,128
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,060/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,875
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,381
−HK$514/mo
Today · 4.125%
HK$19,895
baseline
▲ 0.50% · 4.625%
HK$20,943
+HK$1,048/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,790/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,663
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,244
−HK$589/mo
Today · 4.125%
HK$19,833
baseline
▲ 0.50% · 4.625%
HK$21,040
+HK$1,207/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$39,666/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,763
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$565/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,038
+HK$1,154/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,360
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,993
−HK$644/mo
Today · 4.125%
HK$21,637
baseline
▲ 0.50% · 4.625%
HK$22,953
+HK$1,316/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$43,274/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,650
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,257
−HK$617/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,258/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,056
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,742
−HK$698/mo
Today · 4.125%
HK$23,440
baseline
▲ 0.50% · 4.625%
HK$24,866
+HK$1,426/mo
Deposit HK$2.60M · loan HK$4.84M · min. income ≈ HK$46,880/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,538
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,196
−HK$667/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,227
+HK$1,364/mo
Deposit HK$2.60M · loan HK$4.84M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$751/mo
Today · 4.125%
HK$25,243
baseline
▲ 0.50% · 4.625%
HK$26,779
+HK$1,536/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,486/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,425
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,134
−HK$719/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,321
+HK$1,468/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,241
−HK$805/mo
Today · 4.125%
HK$27,046
baseline
▲ 0.50% · 4.625%
HK$28,691
+HK$1,645/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$54,092/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$770/mo
Today · 4.125%
HK$29,842
baseline
▲ 0.50% · 4.625%
HK$31,415
+HK$1,573/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$59,684/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,146
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,991
−HK$858/mo
Today · 4.125%
HK$28,849
baseline
▲ 0.50% · 4.625%
HK$30,604
+HK$1,755/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$57,698/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,200
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,010
−HK$822/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,510
+HK$1,678/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,843
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,740
−HK$912/mo
Today · 4.125%
HK$30,652
baseline
▲ 0.50% · 4.625%
HK$32,517
+HK$1,865/mo
Deposit HK$1.12M · loan HK$6.32M · min. income ≈ HK$61,304/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,088
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,948
−HK$873/mo
Today · 4.125%
HK$33,821
baseline
▲ 0.50% · 4.625%
HK$35,604
+HK$1,783/mo
Deposit HK$1.12M · loan HK$6.32M · min. income ≈ HK$67,642/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,540
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,490
−HK$965/mo
Today · 4.125%
HK$32,455
baseline
▲ 0.50% · 4.625%
HK$34,430
+HK$1,975/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,910/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,975
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$925/mo
Today · 4.125%
HK$35,811
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$1,887/mo
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$71,622/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,218 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).