▼ 0.50% · 3.625%
HK$16,918
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,444
−HK$534/mo
Today · 4.125%
HK$17,978
baseline
▲ 0.50% · 4.625%
HK$19,072
+HK$1,094/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,956/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,821
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,325
−HK$512/mo
Today · 4.125%
HK$19,837
baseline
▲ 0.50% · 4.625%
HK$20,883
+HK$1,046/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,674/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,609
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,188
−HK$588/mo
Today · 4.125%
HK$19,776
baseline
▲ 0.50% · 4.625%
HK$20,980
+HK$1,204/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$39,552/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,703
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,258
−HK$563/mo
Today · 4.125%
HK$21,821
baseline
▲ 0.50% · 4.625%
HK$22,971
+HK$1,150/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$43,642/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,301
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,933
−HK$641/mo
Today · 4.125%
HK$21,574
baseline
▲ 0.50% · 4.625%
HK$22,887
+HK$1,313/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,148/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,585
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$615/mo
Today · 4.125%
HK$23,805
baseline
▲ 0.50% · 4.625%
HK$25,060
+HK$1,255/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,610/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,993
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,677
−HK$695/mo
Today · 4.125%
HK$23,372
baseline
▲ 0.50% · 4.625%
HK$24,794
+HK$1,422/mo
Deposit HK$2.60M · loan HK$4.82M · min. income ≈ HK$46,744/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,467
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,123
−HK$666/mo
Today · 4.125%
HK$25,789
baseline
▲ 0.50% · 4.625%
HK$27,148
+HK$1,359/mo
Deposit HK$2.60M · loan HK$4.82M · min. income ≈ HK$51,578/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$749/mo
Today · 4.125%
HK$25,170
baseline
▲ 0.50% · 4.625%
HK$26,701
+HK$1,531/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$50,340/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,349
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,056
−HK$716/mo
Today · 4.125%
HK$27,772
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,464/mo
Deposit HK$2.23M · loan HK$5.19M · min. income ≈ HK$55,544/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,376
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,166
−HK$802/mo
Today · 4.125%
HK$26,968
baseline
▲ 0.50% · 4.625%
HK$28,609
+HK$1,641/mo
Deposit HK$1.85M · loan HK$5.56M · min. income ≈ HK$53,936/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,231
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,988
−HK$768/mo
Today · 4.125%
HK$29,756
baseline
▲ 0.50% · 4.625%
HK$31,325
+HK$1,569/mo
Deposit HK$1.85M · loan HK$5.56M · min. income ≈ HK$59,512/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,068
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,910
−HK$856/mo
Today · 4.125%
HK$28,766
baseline
▲ 0.50% · 4.625%
HK$30,516
+HK$1,750/mo
Deposit HK$1.48M · loan HK$5.94M · min. income ≈ HK$57,532/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,113
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,921
−HK$819/mo
Today · 4.125%
HK$31,740
baseline
▲ 0.50% · 4.625%
HK$33,413
+HK$1,673/mo
Deposit HK$1.48M · loan HK$5.94M · min. income ≈ HK$63,480/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,760
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$909/mo
Today · 4.125%
HK$30,563
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,860/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$61,126/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$871/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$1,777/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,452
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,399
−HK$962/mo
Today · 4.125%
HK$32,361
baseline
▲ 0.50% · 4.625%
HK$34,330
+HK$1,969/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$64,722/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,877
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$921/mo
Today · 4.125%
HK$35,707
baseline
▲ 0.50% · 4.625%
HK$37,590
+HK$1,883/mo
Deposit HK$742K · loan HK$6.68M · min. income ≈ HK$71,414/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,575 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).