▼ 0.50% · 3.625%
HK$17,245
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,781
−HK$545/mo
Today · 4.125%
HK$18,326
baseline
▲ 0.50% · 4.625%
HK$19,442
+HK$1,116/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,652/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,185
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,699
−HK$522/mo
Today · 4.125%
HK$20,221
baseline
▲ 0.50% · 4.625%
HK$21,287
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,442/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,970
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,560
−HK$599/mo
Today · 4.125%
HK$20,159
baseline
▲ 0.50% · 4.625%
HK$21,386
+HK$1,227/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,318/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,103
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,669
−HK$575/mo
Today · 4.125%
HK$22,244
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,488/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,694
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,338
−HK$654/mo
Today · 4.125%
HK$21,992
baseline
▲ 0.50% · 4.625%
HK$23,330
+HK$1,338/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$43,984/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,022
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$627/mo
Today · 4.125%
HK$24,266
baseline
▲ 0.50% · 4.625%
HK$25,545
+HK$1,279/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,532/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,419
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,116
−HK$708/mo
Today · 4.125%
HK$23,824
baseline
▲ 0.50% · 4.625%
HK$25,274
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,648/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,940
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$679/mo
Today · 4.125%
HK$26,288
baseline
▲ 0.50% · 4.625%
HK$27,673
+HK$1,385/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,576/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,143
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,894
−HK$763/mo
Today · 4.125%
HK$25,657
baseline
▲ 0.50% · 4.625%
HK$27,218
+HK$1,561/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,314/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,859
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,579
−HK$731/mo
Today · 4.125%
HK$28,310
baseline
▲ 0.50% · 4.625%
HK$29,802
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,620/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,868
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,672
−HK$818/mo
Today · 4.125%
HK$27,490
baseline
▲ 0.50% · 4.625%
HK$29,162
+HK$1,672/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,980/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,777
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,549
−HK$783/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$31,931
+HK$1,599/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$872/mo
Today · 4.125%
HK$29,322
baseline
▲ 0.50% · 4.625%
HK$31,106
+HK$1,784/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,644/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,519
−HK$835/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,060
+HK$1,706/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,317
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,228
−HK$927/mo
Today · 4.125%
HK$31,155
baseline
▲ 0.50% · 4.625%
HK$33,051
+HK$1,896/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,310/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$887/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,188
+HK$1,812/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,041
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,007
−HK$981/mo
Today · 4.125%
HK$32,988
baseline
▲ 0.50% · 4.625%
HK$34,995
+HK$2,007/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,976/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,533
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,459
−HK$940/mo
Today · 4.125%
HK$36,399
baseline
▲ 0.50% · 4.625%
HK$38,317
+HK$1,918/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,798/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,883 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).