▼ 0.50% · 3.625%
HK$17,408
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,950
−HK$550/mo
Today · 4.125%
HK$18,500
baseline
▲ 0.50% · 4.625%
HK$19,626
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,000/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,367
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,886
−HK$527/mo
Today · 4.125%
HK$20,413
baseline
▲ 0.50% · 4.625%
HK$21,489
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,826/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,149
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,745
−HK$605/mo
Today · 4.125%
HK$20,350
baseline
▲ 0.50% · 4.625%
HK$21,588
+HK$1,238/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,700/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,303
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,875
−HK$579/mo
Today · 4.125%
HK$22,454
baseline
▲ 0.50% · 4.625%
HK$23,638
+HK$1,184/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,908/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,890
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,540
−HK$660/mo
Today · 4.125%
HK$22,200
baseline
▲ 0.50% · 4.625%
HK$23,551
+HK$1,351/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,400/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,240
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,863
−HK$632/mo
Today · 4.125%
HK$24,495
baseline
▲ 0.50% · 4.625%
HK$25,787
+HK$1,292/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,990/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,631
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,335
−HK$715/mo
Today · 4.125%
HK$24,050
baseline
▲ 0.50% · 4.625%
HK$25,513
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,100/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,177
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,852
−HK$685/mo
Today · 4.125%
HK$26,537
baseline
▲ 0.50% · 4.625%
HK$27,936
+HK$1,399/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,074/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,372
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,130
−HK$770/mo
Today · 4.125%
HK$25,900
baseline
▲ 0.50% · 4.625%
HK$27,476
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,800/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,113
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$738/mo
Today · 4.125%
HK$28,578
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,506/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,156/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,112
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,925
−HK$825/mo
Today · 4.125%
HK$27,750
baseline
▲ 0.50% · 4.625%
HK$29,438
+HK$1,688/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,500/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,050
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,829
−HK$790/mo
Today · 4.125%
HK$30,619
baseline
▲ 0.50% · 4.625%
HK$32,233
+HK$1,614/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,238/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,853
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,720
−HK$880/mo
Today · 4.125%
HK$29,600
baseline
▲ 0.50% · 4.625%
HK$31,401
+HK$1,801/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,200/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,986
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,818
−HK$843/mo
Today · 4.125%
HK$32,661
baseline
▲ 0.50% · 4.625%
HK$34,382
+HK$1,721/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,322/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,594
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,515
−HK$935/mo
Today · 4.125%
HK$31,450
baseline
▲ 0.50% · 4.625%
HK$33,364
+HK$1,914/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$62,900/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,923
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,806
−HK$896/mo
Today · 4.125%
HK$34,702
baseline
▲ 0.50% · 4.625%
HK$36,531
+HK$1,829/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$69,404/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,335
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,310
−HK$990/mo
Today · 4.125%
HK$33,300
baseline
▲ 0.50% · 4.625%
HK$35,326
+HK$2,026/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,600/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,860
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,795
−HK$948/mo
Today · 4.125%
HK$36,743
baseline
▲ 0.50% · 4.625%
HK$38,680
+HK$1,937/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,486/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$229,031 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).