▼ 0.50% · 3.625%
HK$17,001
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,530
−HK$538/mo
Today · 4.125%
HK$18,068
baseline
▲ 0.50% · 4.625%
HK$19,167
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,136/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,914
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,421
−HK$515/mo
Today · 4.125%
HK$19,936
baseline
▲ 0.50% · 4.625%
HK$20,987
+HK$1,051/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,872/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,702
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,283
−HK$591/mo
Today · 4.125%
HK$19,874
baseline
▲ 0.50% · 4.625%
HK$21,084
+HK$1,210/mo
Deposit HK$3.36M · loan HK$4.10M · min. income ≈ HK$39,748/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,805
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,363
−HK$566/mo
Today · 4.125%
HK$21,929
baseline
▲ 0.50% · 4.625%
HK$23,085
+HK$1,156/mo
Deposit HK$3.36M · loan HK$4.10M · min. income ≈ HK$43,858/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,402
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,036
−HK$645/mo
Today · 4.125%
HK$21,681
baseline
▲ 0.50% · 4.625%
HK$23,000
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,362/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,697
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,305
−HK$618/mo
Today · 4.125%
HK$23,923
baseline
▲ 0.50% · 4.625%
HK$25,184
+HK$1,261/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,846/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,102
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,789
−HK$699/mo
Today · 4.125%
HK$23,488
baseline
▲ 0.50% · 4.625%
HK$24,917
+HK$1,429/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$46,976/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,588
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,248
−HK$669/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,283
+HK$1,366/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,802
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,542
−HK$753/mo
Today · 4.125%
HK$25,295
baseline
▲ 0.50% · 4.625%
HK$26,834
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,590/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,480
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,190
−HK$720/mo
Today · 4.125%
HK$27,910
baseline
▲ 0.50% · 4.625%
HK$29,381
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,820/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,502
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,295
−HK$806/mo
Today · 4.125%
HK$27,101
baseline
▲ 0.50% · 4.625%
HK$28,751
+HK$1,650/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,202/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,371
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,132
−HK$772/mo
Today · 4.125%
HK$29,904
baseline
▲ 0.50% · 4.625%
HK$31,480
+HK$1,576/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,808/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,202
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$859/mo
Today · 4.125%
HK$28,908
baseline
▲ 0.50% · 4.625%
HK$30,667
+HK$1,759/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,816/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,262
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$823/mo
Today · 4.125%
HK$31,897
baseline
▲ 0.50% · 4.625%
HK$33,579
+HK$1,682/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,794/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,903
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$913/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,869/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$875/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,677
+HK$1,786/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,603
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$967/mo
Today · 4.125%
HK$32,522
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,979/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$65,044/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,958
−HK$927/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$37,776
+HK$1,891/mo
Deposit HK$746K · loan HK$6.71M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,679 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).