▼ 0.50% · 3.625%
HK$16,708
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,228
−HK$528/mo
Today · 4.125%
HK$17,756
baseline
▲ 0.50% · 4.625%
HK$18,836
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,512/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,588
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,086
−HK$506/mo
Today · 4.125%
HK$19,592
baseline
▲ 0.50% · 4.625%
HK$20,625
+HK$1,033/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,184/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,379
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,951
−HK$581/mo
Today · 4.125%
HK$19,532
baseline
▲ 0.50% · 4.625%
HK$20,720
+HK$1,188/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,064/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,447
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,995
−HK$556/mo
Today · 4.125%
HK$21,551
baseline
▲ 0.50% · 4.625%
HK$22,687
+HK$1,136/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,102/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,050
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,674
−HK$633/mo
Today · 4.125%
HK$21,307
baseline
▲ 0.50% · 4.625%
HK$22,604
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,614/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,305
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,904
−HK$606/mo
Today · 4.125%
HK$23,510
baseline
▲ 0.50% · 4.625%
HK$24,750
+HK$1,240/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,020/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,721
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,396
−HK$687/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,487
+HK$1,404/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,812
−HK$658/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$26,812
+HK$1,342/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,392
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,119
−HK$739/mo
Today · 4.125%
HK$24,858
baseline
▲ 0.50% · 4.625%
HK$26,371
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,716/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,023
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,721
−HK$708/mo
Today · 4.125%
HK$27,429
baseline
▲ 0.50% · 4.625%
HK$28,875
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,858/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,062
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,842
−HK$792/mo
Today · 4.125%
HK$26,634
baseline
▲ 0.50% · 4.625%
HK$28,255
+HK$1,621/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,268/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,882
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,630
−HK$758/mo
Today · 4.125%
HK$29,388
baseline
▲ 0.50% · 4.625%
HK$30,937
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,776/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,733
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$845/mo
Today · 4.125%
HK$28,410
baseline
▲ 0.50% · 4.625%
HK$30,138
+HK$1,728/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$56,820/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$809/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$33,000
+HK$1,653/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,404
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,288
−HK$897/mo
Today · 4.125%
HK$30,185
baseline
▲ 0.50% · 4.625%
HK$32,022
+HK$1,837/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,370/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,599
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,447
−HK$860/mo
Today · 4.125%
HK$33,307
baseline
▲ 0.50% · 4.625%
HK$35,062
+HK$1,755/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,614/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,075
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,010
−HK$951/mo
Today · 4.125%
HK$31,961
baseline
▲ 0.50% · 4.625%
HK$33,906
+HK$1,945/mo
Deposit HK$733K · loan HK$6.59M · min. income ≈ HK$63,922/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,458
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,355
−HK$911/mo
Today · 4.125%
HK$35,266
baseline
▲ 0.50% · 4.625%
HK$37,125
+HK$1,859/mo
Deposit HK$733K · loan HK$6.59M · min. income ≈ HK$70,532/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,822 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).