▼ 0.50% · 3.625%
HK$16,096
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,597
−HK$508/mo
Today · 4.125%
HK$17,105
baseline
▲ 0.50% · 4.625%
HK$18,146
+HK$1,041/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,210/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,907
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,387
−HK$487/mo
Today · 4.125%
HK$18,874
baseline
▲ 0.50% · 4.625%
HK$19,869
+HK$995/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,748/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,706
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,256
−HK$560/mo
Today · 4.125%
HK$18,816
baseline
▲ 0.50% · 4.625%
HK$19,961
+HK$1,145/mo
Deposit HK$3.18M · loan HK$3.88M · min. income ≈ HK$37,632/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,697
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,226
−HK$536/mo
Today · 4.125%
HK$20,762
baseline
▲ 0.50% · 4.625%
HK$21,856
+HK$1,094/mo
Deposit HK$3.18M · loan HK$3.88M · min. income ≈ HK$41,524/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,315
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,916
−HK$611/mo
Today · 4.125%
HK$20,527
baseline
▲ 0.50% · 4.625%
HK$21,776
+HK$1,249/mo
Deposit HK$2.82M · loan HK$4.24M · min. income ≈ HK$41,054/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,488
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,064
−HK$585/mo
Today · 4.125%
HK$22,649
baseline
▲ 0.50% · 4.625%
HK$23,843
+HK$1,194/mo
Deposit HK$2.82M · loan HK$4.24M · min. income ≈ HK$45,298/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,925
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,576
−HK$661/mo
Today · 4.125%
HK$22,237
baseline
▲ 0.50% · 4.625%
HK$23,590
+HK$1,353/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,474/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,279
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,903
−HK$633/mo
Today · 4.125%
HK$24,536
baseline
▲ 0.50% · 4.625%
HK$25,830
+HK$1,294/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,072/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,535
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,236
−HK$712/mo
Today · 4.125%
HK$23,948
baseline
▲ 0.50% · 4.625%
HK$25,405
+HK$1,457/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,896/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,069
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,742
−HK$682/mo
Today · 4.125%
HK$26,424
baseline
▲ 0.50% · 4.625%
HK$27,817
+HK$1,393/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,848/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,144
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,895
−HK$763/mo
Today · 4.125%
HK$25,658
baseline
▲ 0.50% · 4.625%
HK$27,219
+HK$1,561/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$51,316/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,581
−HK$730/mo
Today · 4.125%
HK$28,311
baseline
▲ 0.50% · 4.625%
HK$29,804
+HK$1,493/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$56,622/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,754
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,555
−HK$814/mo
Today · 4.125%
HK$27,369
baseline
▲ 0.50% · 4.625%
HK$29,034
+HK$1,665/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$54,738/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,651
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,419
−HK$780/mo
Today · 4.125%
HK$30,199
baseline
▲ 0.50% · 4.625%
HK$31,791
+HK$1,592/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$60,398/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,363
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,215
−HK$864/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,849
+HK$1,770/mo
Deposit HK$1.06M · loan HK$6.00M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,442
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,258
−HK$828/mo
Today · 4.125%
HK$32,086
baseline
▲ 0.50% · 4.625%
HK$33,777
+HK$1,691/mo
Deposit HK$1.06M · loan HK$6.00M · min. income ≈ HK$64,172/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,973
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,874
−HK$916/mo
Today · 4.125%
HK$30,790
baseline
▲ 0.50% · 4.625%
HK$32,663
+HK$1,873/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$61,580/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,232
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,097
−HK$877/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$35,764
+HK$1,790/mo
Deposit HK$706K · loan HK$6.35M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$211,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).