▼ 0.50% · 3.625%
HK$15,866
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,359
−HK$502/mo
Today · 4.125%
HK$16,861
baseline
▲ 0.50% · 4.625%
HK$17,886
+HK$1,025/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,722/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,650
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,124
−HK$480/mo
Today · 4.125%
HK$18,604
baseline
▲ 0.50% · 4.625%
HK$19,585
+HK$981/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,208/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,452
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$17,995
−HK$552/mo
Today · 4.125%
HK$18,547
baseline
▲ 0.50% · 4.625%
HK$19,675
+HK$1,128/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$37,094/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,415
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,936
−HK$528/mo
Today · 4.125%
HK$20,464
baseline
▲ 0.50% · 4.625%
HK$21,543
+HK$1,079/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$40,928/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,039
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,631
−HK$602/mo
Today · 4.125%
HK$20,233
baseline
▲ 0.50% · 4.625%
HK$21,464
+HK$1,231/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,466/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,180
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,748
−HK$577/mo
Today · 4.125%
HK$22,325
baseline
▲ 0.50% · 4.625%
HK$23,501
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,650/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,625
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,267
−HK$652/mo
Today · 4.125%
HK$21,919
baseline
▲ 0.50% · 4.625%
HK$23,252
+HK$1,333/mo
Deposit HK$2.44M · loan HK$4.52M · min. income ≈ HK$43,838/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,945
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,561
−HK$624/mo
Today · 4.125%
HK$24,185
baseline
▲ 0.50% · 4.625%
HK$25,460
+HK$1,275/mo
Deposit HK$2.44M · loan HK$4.52M · min. income ≈ HK$48,370/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,903
−HK$702/mo
Today · 4.125%
HK$23,605
baseline
▲ 0.50% · 4.625%
HK$25,041
+HK$1,436/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,210/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,373
−HK$673/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,418
+HK$1,372/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,798
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,539
−HK$752/mo
Today · 4.125%
HK$25,291
baseline
▲ 0.50% · 4.625%
HK$26,830
+HK$1,539/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,582/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,476
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,186
−HK$720/mo
Today · 4.125%
HK$27,906
baseline
▲ 0.50% · 4.625%
HK$29,377
+HK$1,471/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,812/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,385
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,175
−HK$802/mo
Today · 4.125%
HK$26,977
baseline
▲ 0.50% · 4.625%
HK$28,618
+HK$1,641/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$53,954/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,241
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$768/mo
Today · 4.125%
HK$29,766
baseline
▲ 0.50% · 4.625%
HK$31,335
+HK$1,569/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$59,532/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,972
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,811
−HK$852/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,407
+HK$1,744/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,006
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,810
−HK$817/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,294
+HK$1,667/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$903/mo
Today · 4.125%
HK$30,349
baseline
▲ 0.50% · 4.625%
HK$32,196
+HK$1,847/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,698/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,771
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,623
−HK$864/mo
Today · 4.125%
HK$33,487
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$1,765/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$66,974/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,735 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).