▼ 0.50% · 3.625%
HK$13,697
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,123
−HK$433/mo
Today · 4.125%
HK$14,556
baseline
▲ 0.50% · 4.625%
HK$15,442
+HK$886/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,112/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,238
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,647
−HK$414/mo
Today · 4.125%
HK$16,061
baseline
▲ 0.50% · 4.625%
HK$16,908
+HK$847/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,122/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,067
−HK$945/mo
▼ 0.25% · 3.875%
HK$15,535
−HK$477/mo
Today · 4.125%
HK$16,012
baseline
▲ 0.50% · 4.625%
HK$16,986
+HK$974/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$32,024/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,762
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,211
−HK$456/mo
Today · 4.125%
HK$17,667
baseline
▲ 0.50% · 4.625%
HK$18,598
+HK$931/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$35,334/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,436
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,948
−HK$519/mo
Today · 4.125%
HK$17,467
baseline
▲ 0.50% · 4.625%
HK$18,530
+HK$1,063/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,934/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,285
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,776
−HK$497/mo
Today · 4.125%
HK$19,273
baseline
▲ 0.50% · 4.625%
HK$20,289
+HK$1,016/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,546/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,806
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,360
−HK$563/mo
Today · 4.125%
HK$18,923
baseline
▲ 0.50% · 4.625%
HK$20,074
+HK$1,151/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$37,846/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,809
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$539/mo
Today · 4.125%
HK$20,879
baseline
▲ 0.50% · 4.625%
HK$21,980
+HK$1,101/mo
Deposit HK$2.10M · loan HK$3.90M · min. income ≈ HK$41,758/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,176
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,772
−HK$606/mo
Today · 4.125%
HK$20,378
baseline
▲ 0.50% · 4.625%
HK$21,618
+HK$1,240/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,756/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$581/mo
Today · 4.125%
HK$22,486
baseline
▲ 0.50% · 4.625%
HK$23,671
+HK$1,185/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,972/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,546
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,185
−HK$649/mo
Today · 4.125%
HK$21,834
baseline
▲ 0.50% · 4.625%
HK$23,163
+HK$1,329/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$43,668/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,857
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,470
−HK$622/mo
Today · 4.125%
HK$24,092
baseline
▲ 0.50% · 4.625%
HK$25,362
+HK$1,270/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$48,184/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,915
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,597
−HK$693/mo
Today · 4.125%
HK$23,290
baseline
▲ 0.50% · 4.625%
HK$24,707
+HK$1,417/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$46,580/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,381
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,034
−HK$664/mo
Today · 4.125%
HK$25,698
baseline
▲ 0.50% · 4.625%
HK$27,052
+HK$1,354/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$51,396/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,285
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,009
−HK$736/mo
Today · 4.125%
HK$24,745
baseline
▲ 0.50% · 4.625%
HK$26,251
+HK$1,506/mo
Deposit HK$901K · loan HK$5.11M · min. income ≈ HK$49,490/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,904
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,599
−HK$705/mo
Today · 4.125%
HK$27,304
baseline
▲ 0.50% · 4.625%
HK$28,743
+HK$1,439/mo
Deposit HK$901K · loan HK$5.11M · min. income ≈ HK$54,608/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,655
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,422
−HK$779/mo
Today · 4.125%
HK$26,201
baseline
▲ 0.50% · 4.625%
HK$27,795
+HK$1,594/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,402/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,428
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,164
−HK$746/mo
Today · 4.125%
HK$28,910
baseline
▲ 0.50% · 4.625%
HK$30,434
+HK$1,524/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,820/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$135,681 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).