▼ 0.50% · 3.625%
HK$16,060
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,559
−HK$508/mo
Today · 4.125%
HK$17,067
baseline
▲ 0.50% · 4.625%
HK$18,105
+HK$1,038/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,134/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,866
−HK$965/mo
▼ 0.25% · 3.875%
HK$18,345
−HK$486/mo
Today · 4.125%
HK$18,831
baseline
▲ 0.50% · 4.625%
HK$19,824
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,662/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,666
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,215
−HK$558/mo
Today · 4.125%
HK$18,773
baseline
▲ 0.50% · 4.625%
HK$19,916
+HK$1,143/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$37,546/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,653
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,180
−HK$535/mo
Today · 4.125%
HK$20,715
baseline
▲ 0.50% · 4.625%
HK$21,806
+HK$1,091/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$41,430/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,272
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,871
−HK$609/mo
Today · 4.125%
HK$20,480
baseline
▲ 0.50% · 4.625%
HK$21,726
+HK$1,246/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,960/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,439
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,014
−HK$584/mo
Today · 4.125%
HK$22,598
baseline
▲ 0.50% · 4.625%
HK$23,789
+HK$1,191/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,196/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,877
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$660/mo
Today · 4.125%
HK$22,187
baseline
▲ 0.50% · 4.625%
HK$23,537
+HK$1,350/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,374/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$632/mo
Today · 4.125%
HK$24,481
baseline
▲ 0.50% · 4.625%
HK$25,771
+HK$1,290/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$48,962/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,483
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,183
−HK$710/mo
Today · 4.125%
HK$23,893
baseline
▲ 0.50% · 4.625%
HK$25,347
+HK$1,454/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,786/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,013
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,683
−HK$681/mo
Today · 4.125%
HK$26,364
baseline
▲ 0.50% · 4.625%
HK$27,754
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,728/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,839
−HK$761/mo
Today · 4.125%
HK$25,600
baseline
▲ 0.50% · 4.625%
HK$27,158
+HK$1,558/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$51,200/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,799
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,518
−HK$729/mo
Today · 4.125%
HK$28,247
baseline
▲ 0.50% · 4.625%
HK$29,736
+HK$1,489/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$56,494/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,695
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,495
−HK$812/mo
Today · 4.125%
HK$27,307
baseline
▲ 0.50% · 4.625%
HK$28,968
+HK$1,661/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$54,614/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,586
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,352
−HK$778/mo
Today · 4.125%
HK$30,130
baseline
▲ 0.50% · 4.625%
HK$31,718
+HK$1,588/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$60,260/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,301
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,151
−HK$862/mo
Today · 4.125%
HK$29,013
baseline
▲ 0.50% · 4.625%
HK$30,779
+HK$1,766/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,026/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,372
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,187
−HK$826/mo
Today · 4.125%
HK$32,013
baseline
▲ 0.50% · 4.625%
HK$33,701
+HK$1,688/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,026/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,907
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,806
−HK$914/mo
Today · 4.125%
HK$30,720
baseline
▲ 0.50% · 4.625%
HK$32,589
+HK$1,869/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,440/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,159
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,022
−HK$875/mo
Today · 4.125%
HK$33,897
baseline
▲ 0.50% · 4.625%
HK$35,683
+HK$1,786/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$67,794/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).