▼ 0.50% · 3.625%
HK$15,659
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,146
−HK$495/mo
Today · 4.125%
HK$16,641
baseline
▲ 0.50% · 4.625%
HK$17,654
+HK$1,013/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,282/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,420
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,888
−HK$474/mo
Today · 4.125%
HK$18,362
baseline
▲ 0.50% · 4.625%
HK$19,330
+HK$968/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,724/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,225
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,761
−HK$544/mo
Today · 4.125%
HK$18,305
baseline
▲ 0.50% · 4.625%
HK$19,419
+HK$1,114/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$36,610/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,163
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,676
−HK$522/mo
Today · 4.125%
HK$20,198
baseline
▲ 0.50% · 4.625%
HK$21,262
+HK$1,064/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$40,396/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,791
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,375
−HK$594/mo
Today · 4.125%
HK$19,969
baseline
▲ 0.50% · 4.625%
HK$21,184
+HK$1,215/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,938/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,905
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,465
−HK$569/mo
Today · 4.125%
HK$22,034
baseline
▲ 0.50% · 4.625%
HK$23,195
+HK$1,161/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,068/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,357
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,990
−HK$643/mo
Today · 4.125%
HK$21,633
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,317/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$43,266/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,647
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$616/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,128
+HK$1,258/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$47,740/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,923
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,605
−HK$692/mo
Today · 4.125%
HK$23,297
baseline
▲ 0.50% · 4.625%
HK$24,715
+HK$1,418/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,594/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,389
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,043
−HK$663/mo
Today · 4.125%
HK$25,706
baseline
▲ 0.50% · 4.625%
HK$27,061
+HK$1,355/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,412/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,489
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,219
−HK$742/mo
Today · 4.125%
HK$24,961
baseline
▲ 0.50% · 4.625%
HK$26,480
+HK$1,519/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$49,922/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,131
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,832
−HK$710/mo
Today · 4.125%
HK$27,542
baseline
▲ 0.50% · 4.625%
HK$28,994
+HK$1,452/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$55,084/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,054
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,834
−HK$792/mo
Today · 4.125%
HK$26,626
baseline
▲ 0.50% · 4.625%
HK$28,246
+HK$1,620/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$53,252/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,873
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,620
−HK$759/mo
Today · 4.125%
HK$29,379
baseline
▲ 0.50% · 4.625%
HK$30,927
+HK$1,548/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$58,758/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,620
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,448
−HK$842/mo
Today · 4.125%
HK$28,290
baseline
▲ 0.50% · 4.625%
HK$30,011
+HK$1,721/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$56,580/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,615
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$806/mo
Today · 4.125%
HK$31,215
baseline
▲ 0.50% · 4.625%
HK$32,860
+HK$1,645/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$62,430/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,186
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,063
−HK$891/mo
Today · 4.125%
HK$29,954
baseline
▲ 0.50% · 4.625%
HK$31,776
+HK$1,822/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$59,908/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,357
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,198
−HK$853/mo
Today · 4.125%
HK$33,051
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,742/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$66,102/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,017 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).