▼ 0.50% · 3.625%
HK$12,975
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,378
−HK$410/mo
Today · 4.125%
HK$13,788
baseline
▲ 0.50% · 4.625%
HK$14,627
+HK$839/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,576/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,434
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,821
−HK$393/mo
Today · 4.125%
HK$15,214
baseline
▲ 0.50% · 4.625%
HK$16,016
+HK$802/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,428/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,272
−HK$895/mo
▼ 0.25% · 3.875%
HK$14,716
−HK$451/mo
Today · 4.125%
HK$15,167
baseline
▲ 0.50% · 4.625%
HK$16,090
+HK$923/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$30,334/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,878
−HK$858/mo
▼ 0.25% · 3.875%
HK$16,304
−HK$432/mo
Today · 4.125%
HK$16,736
baseline
▲ 0.50% · 4.625%
HK$17,618
+HK$882/mo
Deposit HK$2.56M · loan HK$3.13M · min. income ≈ HK$33,472/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,570
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,054
−HK$492/mo
Today · 4.125%
HK$16,546
baseline
▲ 0.50% · 4.625%
HK$17,553
+HK$1,007/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$33,092/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,321
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,786
−HK$471/mo
Today · 4.125%
HK$18,257
baseline
▲ 0.50% · 4.625%
HK$19,219
+HK$962/mo
Deposit HK$2.28M · loan HK$3.41M · min. income ≈ HK$36,514/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,867
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,392
−HK$533/mo
Today · 4.125%
HK$17,925
baseline
▲ 0.50% · 4.625%
HK$19,016
+HK$1,091/mo
Deposit HK$1.99M · loan HK$3.70M · min. income ≈ HK$35,850/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,765
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,268
−HK$510/mo
Today · 4.125%
HK$19,778
baseline
▲ 0.50% · 4.625%
HK$20,821
+HK$1,043/mo
Deposit HK$1.99M · loan HK$3.70M · min. income ≈ HK$39,556/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,165
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,730
−HK$574/mo
Today · 4.125%
HK$19,304
baseline
▲ 0.50% · 4.625%
HK$20,478
+HK$1,174/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$38,608/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,208
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,750
−HK$550/mo
Today · 4.125%
HK$21,300
baseline
▲ 0.50% · 4.625%
HK$22,423
+HK$1,123/mo
Deposit HK$1.71M · loan HK$3.98M · min. income ≈ HK$42,600/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,462
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,068
−HK$615/mo
Today · 4.125%
HK$20,683
baseline
▲ 0.50% · 4.625%
HK$21,941
+HK$1,258/mo
Deposit HK$1.42M · loan HK$4.27M · min. income ≈ HK$41,366/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,651
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,232
−HK$589/mo
Today · 4.125%
HK$22,821
baseline
▲ 0.50% · 4.625%
HK$24,024
+HK$1,203/mo
Deposit HK$1.42M · loan HK$4.27M · min. income ≈ HK$45,642/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,760
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,405
−HK$656/mo
Today · 4.125%
HK$22,061
baseline
▲ 0.50% · 4.625%
HK$23,404
+HK$1,343/mo
Deposit HK$1.14M · loan HK$4.55M · min. income ≈ HK$44,122/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,095
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,714
−HK$629/mo
Today · 4.125%
HK$24,343
baseline
▲ 0.50% · 4.625%
HK$25,626
+HK$1,283/mo
Deposit HK$1.14M · loan HK$4.55M · min. income ≈ HK$48,686/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,057
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,743
−HK$697/mo
Today · 4.125%
HK$23,440
baseline
▲ 0.50% · 4.625%
HK$24,867
+HK$1,427/mo
Deposit HK$854K · loan HK$4.84M · min. income ≈ HK$46,880/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,538
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,196
−HK$668/mo
Today · 4.125%
HK$25,864
baseline
▲ 0.50% · 4.625%
HK$27,227
+HK$1,363/mo
Deposit HK$854K · loan HK$4.84M · min. income ≈ HK$51,728/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,355
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,081
−HK$738/mo
Today · 4.125%
HK$24,819
baseline
▲ 0.50% · 4.625%
HK$26,329
+HK$1,510/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$49,638/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,982
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,679
−HK$706/mo
Today · 4.125%
HK$27,385
baseline
▲ 0.50% · 4.625%
HK$28,829
+HK$1,444/mo
Deposit HK$569K · loan HK$5.12M · min. income ≈ HK$54,770/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$128,026 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).