▼ 0.50% · 3.625%
HK$13,846
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,276
−HK$438/mo
Today · 4.125%
HK$14,714
baseline
▲ 0.50% · 4.625%
HK$15,609
+HK$895/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,428/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,403
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,816
−HK$419/mo
Today · 4.125%
HK$16,235
baseline
▲ 0.50% · 4.625%
HK$17,091
+HK$856/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,470/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,230
−HK$955/mo
▼ 0.25% · 3.875%
HK$15,704
−HK$481/mo
Today · 4.125%
HK$16,185
baseline
▲ 0.50% · 4.625%
HK$17,170
+HK$985/mo
Deposit HK$2.73M · loan HK$3.34M · min. income ≈ HK$32,370/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,943
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,398
−HK$461/mo
Today · 4.125%
HK$17,859
baseline
▲ 0.50% · 4.625%
HK$18,800
+HK$941/mo
Deposit HK$2.73M · loan HK$3.34M · min. income ≈ HK$35,718/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,615
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,132
−HK$525/mo
Today · 4.125%
HK$17,657
baseline
▲ 0.50% · 4.625%
HK$18,731
+HK$1,074/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,314/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,484
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,979
−HK$503/mo
Today · 4.125%
HK$19,482
baseline
▲ 0.50% · 4.625%
HK$20,509
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,964/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,999
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,559
−HK$569/mo
Today · 4.125%
HK$19,128
baseline
▲ 0.50% · 4.625%
HK$20,292
+HK$1,164/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$38,256/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,024
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,561
−HK$545/mo
Today · 4.125%
HK$21,106
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,112/mo
Deposit HK$2.13M · loan HK$3.95M · min. income ≈ HK$42,212/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,384
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,987
−HK$612/mo
Today · 4.125%
HK$20,599
baseline
▲ 0.50% · 4.625%
HK$21,853
+HK$1,254/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,198/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,143
−HK$586/mo
Today · 4.125%
HK$22,729
baseline
▲ 0.50% · 4.625%
HK$23,927
+HK$1,198/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,458/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,768
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,414
−HK$657/mo
Today · 4.125%
HK$22,071
baseline
▲ 0.50% · 4.625%
HK$23,414
+HK$1,343/mo
Deposit HK$1.52M · loan HK$4.55M · min. income ≈ HK$44,142/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,105
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,724
−HK$629/mo
Today · 4.125%
HK$24,353
baseline
▲ 0.50% · 4.625%
HK$25,637
+HK$1,284/mo
Deposit HK$1.52M · loan HK$4.55M · min. income ≈ HK$48,706/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,153
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$700/mo
Today · 4.125%
HK$23,542
baseline
▲ 0.50% · 4.625%
HK$24,975
+HK$1,433/mo
Deposit HK$1.21M · loan HK$4.86M · min. income ≈ HK$47,084/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,645
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$670/mo
Today · 4.125%
HK$25,976
baseline
▲ 0.50% · 4.625%
HK$27,346
+HK$1,370/mo
Deposit HK$1.21M · loan HK$4.86M · min. income ≈ HK$51,952/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,537
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,270
−HK$743/mo
Today · 4.125%
HK$25,013
baseline
▲ 0.50% · 4.625%
HK$26,536
+HK$1,523/mo
Deposit HK$911K · loan HK$5.16M · min. income ≈ HK$50,026/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,185
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,887
−HK$713/mo
Today · 4.125%
HK$27,600
baseline
▲ 0.50% · 4.625%
HK$29,055
+HK$1,455/mo
Deposit HK$911K · loan HK$5.16M · min. income ≈ HK$55,200/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,922
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,697
−HK$788/mo
Today · 4.125%
HK$26,485
baseline
▲ 0.50% · 4.625%
HK$28,096
+HK$1,611/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$52,970/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,726
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,469
−HK$754/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$30,764
+HK$1,541/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,194 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).