▼ 0.50% · 3.625%
HK$12,923
−HK$810/mo
▼ 0.25% · 3.875%
HK$13,325
−HK$408/mo
Today · 4.125%
HK$13,733
baseline
▲ 0.50% · 4.625%
HK$14,569
+HK$836/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$27,466/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,376
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,762
−HK$391/mo
Today · 4.125%
HK$15,153
baseline
▲ 0.50% · 4.625%
HK$15,952
+HK$799/mo
Deposit HK$2.83M · loan HK$2.83M · min. income ≈ HK$30,306/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,215
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,657
−HK$449/mo
Today · 4.125%
HK$15,106
baseline
▲ 0.50% · 4.625%
HK$16,025
+HK$919/mo
Deposit HK$2.55M · loan HK$3.12M · min. income ≈ HK$30,212/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,814
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,238
−HK$430/mo
Today · 4.125%
HK$16,668
baseline
▲ 0.50% · 4.625%
HK$17,547
+HK$879/mo
Deposit HK$2.55M · loan HK$3.12M · min. income ≈ HK$33,336/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,507
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,989
−HK$491/mo
Today · 4.125%
HK$16,480
baseline
▲ 0.50% · 4.625%
HK$17,482
+HK$1,002/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$32,960/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,251
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,714
−HK$470/mo
Today · 4.125%
HK$18,184
baseline
▲ 0.50% · 4.625%
HK$19,142
+HK$958/mo
Deposit HK$2.27M · loan HK$3.40M · min. income ≈ HK$36,368/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,799
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,322
−HK$531/mo
Today · 4.125%
HK$17,853
baseline
▲ 0.50% · 4.625%
HK$18,939
+HK$1,086/mo
Deposit HK$1.98M · loan HK$3.68M · min. income ≈ HK$35,706/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,689
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,190
−HK$509/mo
Today · 4.125%
HK$19,699
baseline
▲ 0.50% · 4.625%
HK$20,737
+HK$1,038/mo
Deposit HK$1.98M · loan HK$3.68M · min. income ≈ HK$39,398/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,092
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,654
−HK$572/mo
Today · 4.125%
HK$19,226
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,170/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$38,452/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,667
−HK$547/mo
Today · 4.125%
HK$21,214
baseline
▲ 0.50% · 4.625%
HK$22,332
+HK$1,118/mo
Deposit HK$1.70M · loan HK$3.97M · min. income ≈ HK$42,428/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,384
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,987
−HK$612/mo
Today · 4.125%
HK$20,599
baseline
▲ 0.50% · 4.625%
HK$21,853
+HK$1,254/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$41,198/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,143
−HK$586/mo
Today · 4.125%
HK$22,729
baseline
▲ 0.50% · 4.625%
HK$23,927
+HK$1,198/mo
Deposit HK$1.42M · loan HK$4.25M · min. income ≈ HK$45,458/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,676
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$654/mo
Today · 4.125%
HK$21,973
baseline
▲ 0.50% · 4.625%
HK$23,310
+HK$1,337/mo
Deposit HK$1.13M · loan HK$4.53M · min. income ≈ HK$43,946/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,002
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,619
−HK$626/mo
Today · 4.125%
HK$24,245
baseline
▲ 0.50% · 4.625%
HK$25,523
+HK$1,278/mo
Deposit HK$1.13M · loan HK$4.53M · min. income ≈ HK$48,490/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,968
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,652
−HK$694/mo
Today · 4.125%
HK$23,346
baseline
▲ 0.50% · 4.625%
HK$24,767
+HK$1,421/mo
Deposit HK$850K · loan HK$4.82M · min. income ≈ HK$46,692/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,440
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$665/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,118
+HK$1,358/mo
Deposit HK$850K · loan HK$4.82M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,261
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,984
−HK$735/mo
Today · 4.125%
HK$24,719
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,504/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,438/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,571
−HK$704/mo
Today · 4.125%
HK$27,275
baseline
▲ 0.50% · 4.625%
HK$28,713
+HK$1,438/mo
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$54,550/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$127,512 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).