▼ 0.50% · 3.625%
HK$20,521
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,159
−HK$648/mo
Today · 4.125%
HK$21,807
baseline
▲ 0.50% · 4.625%
HK$23,134
+HK$1,327/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,614/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,829
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,441
−HK$621/mo
Today · 4.125%
HK$24,062
baseline
▲ 0.50% · 4.625%
HK$25,331
+HK$1,269/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,124/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,573
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,275
−HK$713/mo
Today · 4.125%
HK$23,988
baseline
▲ 0.50% · 4.625%
HK$25,448
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,976/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,112
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$684/mo
Today · 4.125%
HK$26,469
baseline
▲ 0.50% · 4.625%
HK$27,864
+HK$1,395/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,938/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,391
−HK$778/mo
Today · 4.125%
HK$26,169
baseline
▲ 0.50% · 4.625%
HK$27,761
+HK$1,592/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,338/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,395
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,129
−HK$746/mo
Today · 4.125%
HK$28,875
baseline
▲ 0.50% · 4.625%
HK$30,397
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,750/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,677
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,507
−HK$843/mo
Today · 4.125%
HK$28,350
baseline
▲ 0.50% · 4.625%
HK$30,075
+HK$1,725/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,700/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,678
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,474
−HK$807/mo
Today · 4.125%
HK$31,281
baseline
▲ 0.50% · 4.625%
HK$32,930
+HK$1,649/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,562/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,729
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,622
−HK$908/mo
Today · 4.125%
HK$30,530
baseline
▲ 0.50% · 4.625%
HK$32,388
+HK$1,858/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,060/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,960
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,818
−HK$869/mo
Today · 4.125%
HK$33,687
baseline
▲ 0.50% · 4.625%
HK$35,463
+HK$1,776/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,374/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,781
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,738
−HK$973/mo
Today · 4.125%
HK$32,711
baseline
▲ 0.50% · 4.625%
HK$34,701
+HK$1,990/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,422/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,243
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$931/mo
Today · 4.125%
HK$36,093
baseline
▲ 0.50% · 4.625%
HK$37,996
+HK$1,903/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,186/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,833
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,854
−HK$1,038/mo
Today · 4.125%
HK$34,892
baseline
▲ 0.50% · 4.625%
HK$37,015
+HK$2,123/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,784/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,526
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,506
−HK$994/mo
Today · 4.125%
HK$38,500
baseline
▲ 0.50% · 4.625%
HK$40,529
+HK$2,029/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$77,000/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,885
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,970
−HK$1,103/mo
Today · 4.125%
HK$37,073
baseline
▲ 0.50% · 4.625%
HK$39,328
+HK$2,255/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,146/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,809
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,056/mo
Today · 4.125%
HK$40,906
baseline
▲ 0.50% · 4.625%
HK$43,062
+HK$2,156/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,812/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,937
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,086
−HK$1,167/mo
Today · 4.125%
HK$39,253
baseline
▲ 0.50% · 4.625%
HK$41,642
+HK$2,389/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,506/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,092
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,194
−HK$1,118/mo
Today · 4.125%
HK$43,312
baseline
▲ 0.50% · 4.625%
HK$45,595
+HK$2,283/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,624/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).