▼ 0.50% · 3.625%
HK$20,272
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,903
−HK$641/mo
Today · 4.125%
HK$21,544
baseline
▲ 0.50% · 4.625%
HK$22,855
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,088/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,553
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,158
−HK$613/mo
Today · 4.125%
HK$23,771
baseline
▲ 0.50% · 4.625%
HK$25,024
+HK$1,253/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,542/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,300
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,993
−HK$705/mo
Today · 4.125%
HK$23,698
baseline
▲ 0.50% · 4.625%
HK$25,140
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,396/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,808
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,473
−HK$675/mo
Today · 4.125%
HK$26,148
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,379/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,296/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,327
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,084
−HK$768/mo
Today · 4.125%
HK$25,852
baseline
▲ 0.50% · 4.625%
HK$27,425
+HK$1,573/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$51,704/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,063
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,789
−HK$737/mo
Today · 4.125%
HK$28,526
baseline
▲ 0.50% · 4.625%
HK$30,029
+HK$1,503/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$57,052/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,354
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,174
−HK$833/mo
Today · 4.125%
HK$28,007
baseline
▲ 0.50% · 4.625%
HK$29,711
+HK$1,704/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,014/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,319
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$798/mo
Today · 4.125%
HK$30,903
baseline
▲ 0.50% · 4.625%
HK$32,532
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,806/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,381
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,264
−HK$897/mo
Today · 4.125%
HK$30,161
baseline
▲ 0.50% · 4.625%
HK$31,996
+HK$1,835/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,322/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,574
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$859/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,034
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,409
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,354
−HK$962/mo
Today · 4.125%
HK$32,316
baseline
▲ 0.50% · 4.625%
HK$34,282
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,632/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,829
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,737
−HK$920/mo
Today · 4.125%
HK$35,657
baseline
▲ 0.50% · 4.625%
HK$37,536
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,314/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,436
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,445
−HK$1,025/mo
Today · 4.125%
HK$34,470
baseline
▲ 0.50% · 4.625%
HK$36,567
+HK$2,097/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,940/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,085
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,052
−HK$982/mo
Today · 4.125%
HK$38,034
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,005/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,068/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,463
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,535
−HK$1,089/mo
Today · 4.125%
HK$36,624
baseline
▲ 0.50% · 4.625%
HK$38,853
+HK$2,229/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,248/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,340
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,368
−HK$1,043/mo
Today · 4.125%
HK$40,411
baseline
▲ 0.50% · 4.625%
HK$42,541
+HK$2,130/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,822/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,490
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,625
−HK$1,154/mo
Today · 4.125%
HK$38,779
baseline
▲ 0.50% · 4.625%
HK$41,138
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,558/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,595
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,684
−HK$1,104/mo
Today · 4.125%
HK$42,788
baseline
▲ 0.50% · 4.625%
HK$45,044
+HK$2,256/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,576/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,713 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).