▼ 0.50% · 3.625%
HK$20,047
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,671
−HK$633/mo
Today · 4.125%
HK$21,304
baseline
▲ 0.50% · 4.625%
HK$22,600
+HK$1,296/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,608/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,302
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,900
−HK$607/mo
Today · 4.125%
HK$23,507
baseline
▲ 0.50% · 4.625%
HK$24,746
+HK$1,239/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,014/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,052
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,738
−HK$696/mo
Today · 4.125%
HK$23,434
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,868/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,532
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,190
−HK$668/mo
Today · 4.125%
HK$25,858
baseline
▲ 0.50% · 4.625%
HK$27,221
+HK$1,363/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,716/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,056
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$760/mo
Today · 4.125%
HK$25,565
baseline
▲ 0.50% · 4.625%
HK$27,120
+HK$1,555/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$51,130/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,762
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,480
−HK$728/mo
Today · 4.125%
HK$28,208
baseline
▲ 0.50% · 4.625%
HK$29,695
+HK$1,487/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$56,416/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,061
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,872
−HK$823/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,380
+HK$1,685/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,993
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,770
−HK$789/mo
Today · 4.125%
HK$30,559
baseline
▲ 0.50% · 4.625%
HK$32,170
+HK$1,611/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$61,118/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,066
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,939
−HK$887/mo
Today · 4.125%
HK$29,826
baseline
▲ 0.50% · 4.625%
HK$31,640
+HK$1,814/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,652/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,223
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,060
−HK$850/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,644
+HK$1,734/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,070
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$950/mo
Today · 4.125%
HK$31,956
baseline
▲ 0.50% · 4.625%
HK$33,901
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,912/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,453
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,350
−HK$910/mo
Today · 4.125%
HK$35,260
baseline
▲ 0.50% · 4.625%
HK$37,119
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,520/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,075
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,073
−HK$1,013/mo
Today · 4.125%
HK$34,086
baseline
▲ 0.50% · 4.625%
HK$36,161
+HK$2,075/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,172/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,683
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,640
−HK$971/mo
Today · 4.125%
HK$37,611
baseline
▲ 0.50% · 4.625%
HK$39,594
+HK$1,983/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,222/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,080
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,140
−HK$1,077/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,421
+HK$2,204/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,913
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,930
−HK$1,032/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,068
+HK$2,106/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,207
−HK$1,140/mo
Today · 4.125%
HK$38,347
baseline
▲ 0.50% · 4.625%
HK$40,681
+HK$2,334/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,694/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,144
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,220
−HK$1,092/mo
Today · 4.125%
HK$42,312
baseline
▲ 0.50% · 4.625%
HK$44,543
+HK$2,231/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,624/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,746 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).