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At today's rate and a 90% mortgage, the deposit on this unit is about HK$540K, with repayments around HK$23,537/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$47,074/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,415 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 35/F
- Flat
- 3
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 464 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-02 | HK$6.43M | +39.8% 3.7y · 11.0%/yr |
| 2015-09-08 | HK$4.60M | +41.1% |
| 2012-08-15 | HK$3.26M | +42.4% |
| 2010-04-20 | HK$2.29M | +9.0% |
| 2008-08-28 | HK$2.10M | +9.4% |
| 2008-01-22 | HK$1.92M | +16.4% |
| 2006-02-14 | HK$1.65M | −28.3% |
| 1996-08-30 | HK$2.30M | +7.0% |
| 1995-08-16 | HK$2.15M | — |