▼ 0.50% · 3.625%
HK$15,401
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,880
−HK$486/mo
Today · 4.125%
HK$16,366
baseline
▲ 0.50% · 4.625%
HK$17,362
+HK$996/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,732/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,133
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,592
−HK$467/mo
Today · 4.125%
HK$18,059
baseline
▲ 0.50% · 4.625%
HK$19,011
+HK$952/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,118/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,941
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,468
−HK$535/mo
Today · 4.125%
HK$18,003
baseline
▲ 0.50% · 4.625%
HK$19,098
+HK$1,095/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$36,006/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,846
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,352
−HK$512/mo
Today · 4.125%
HK$19,864
baseline
▲ 0.50% · 4.625%
HK$20,912
+HK$1,048/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$39,728/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,481
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,056
−HK$584/mo
Today · 4.125%
HK$19,640
baseline
▲ 0.50% · 4.625%
HK$20,835
+HK$1,195/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,280/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,560
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,111
−HK$559/mo
Today · 4.125%
HK$21,670
baseline
▲ 0.50% · 4.625%
HK$22,813
+HK$1,143/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,340/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,021
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,643
−HK$633/mo
Today · 4.125%
HK$21,276
baseline
▲ 0.50% · 4.625%
HK$22,571
+HK$1,295/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$42,552/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,273
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,870
−HK$606/mo
Today · 4.125%
HK$23,476
baseline
▲ 0.50% · 4.625%
HK$24,714
+HK$1,238/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$46,952/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,561
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,231
−HK$682/mo
Today · 4.125%
HK$22,913
baseline
▲ 0.50% · 4.625%
HK$24,307
+HK$1,394/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,629
−HK$653/mo
Today · 4.125%
HK$25,282
baseline
▲ 0.50% · 4.625%
HK$26,615
+HK$1,333/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,564/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,101
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,819
−HK$730/mo
Today · 4.125%
HK$24,549
baseline
▲ 0.50% · 4.625%
HK$26,043
+HK$1,494/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$49,098/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,699
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,389
−HK$699/mo
Today · 4.125%
HK$27,088
baseline
▲ 0.50% · 4.625%
HK$28,516
+HK$1,428/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$54,176/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,641
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$779/mo
Today · 4.125%
HK$26,186
baseline
▲ 0.50% · 4.625%
HK$27,779
+HK$1,593/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$52,372/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,413
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,148
−HK$746/mo
Today · 4.125%
HK$28,894
baseline
▲ 0.50% · 4.625%
HK$30,417
+HK$1,523/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$57,788/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,181
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$828/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,516
+HK$1,693/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$793/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,618/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,721
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,583
−HK$876/mo
Today · 4.125%
HK$29,459
baseline
▲ 0.50% · 4.625%
HK$31,252
+HK$1,793/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$58,918/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,839
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,666
−HK$839/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,219
+HK$1,714/mo
Deposit HK$675K · loan HK$6.08M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,617 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).