▼ 0.50% · 3.625%
HK$16,391
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,901
−HK$518/mo
Today · 4.125%
HK$17,419
baseline
▲ 0.50% · 4.625%
HK$18,479
+HK$1,060/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,838/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,235
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,724
−HK$497/mo
Today · 4.125%
HK$19,221
baseline
▲ 0.50% · 4.625%
HK$20,234
+HK$1,013/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,442/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,031
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,591
−HK$570/mo
Today · 4.125%
HK$19,161
baseline
▲ 0.50% · 4.625%
HK$20,327
+HK$1,166/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,322/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,059
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,597
−HK$546/mo
Today · 4.125%
HK$21,143
baseline
▲ 0.50% · 4.625%
HK$22,257
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,286/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,670
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,282
−HK$621/mo
Today · 4.125%
HK$20,903
baseline
▲ 0.50% · 4.625%
HK$22,175
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,806/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,882
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,469
−HK$596/mo
Today · 4.125%
HK$23,065
baseline
▲ 0.50% · 4.625%
HK$24,280
+HK$1,215/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,130/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,309
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,972
−HK$673/mo
Today · 4.125%
HK$22,645
baseline
▲ 0.50% · 4.625%
HK$24,023
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,290/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,342
−HK$645/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,304
+HK$1,317/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,948
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,662
−HK$725/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,871
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,530
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,214
−HK$695/mo
Today · 4.125%
HK$26,909
baseline
▲ 0.50% · 4.625%
HK$28,327
+HK$1,418/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,818/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,587
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,352
−HK$777/mo
Today · 4.125%
HK$26,129
baseline
▲ 0.50% · 4.625%
HK$27,719
+HK$1,590/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,258/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,353
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,087
−HK$744/mo
Today · 4.125%
HK$28,831
baseline
▲ 0.50% · 4.625%
HK$30,351
+HK$1,520/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,662/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,226
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,042
−HK$829/mo
Today · 4.125%
HK$27,871
baseline
▲ 0.50% · 4.625%
HK$29,567
+HK$1,696/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,742/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,177
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,959
−HK$794/mo
Today · 4.125%
HK$30,753
baseline
▲ 0.50% · 4.625%
HK$32,374
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,506/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,866
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,732
−HK$881/mo
Today · 4.125%
HK$29,613
baseline
▲ 0.50% · 4.625%
HK$31,415
+HK$1,802/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,226/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,000
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,832
−HK$843/mo
Today · 4.125%
HK$32,675
baseline
▲ 0.50% · 4.625%
HK$34,397
+HK$1,722/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,350/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,505
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,422
−HK$933/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,908/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,824
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,704
−HK$893/mo
Today · 4.125%
HK$34,597
baseline
▲ 0.50% · 4.625%
HK$36,421
+HK$1,824/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,194/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,654 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).