▼ 0.50% · 3.625%
HK$17,044
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,574
−HK$539/mo
Today · 4.125%
HK$18,113
baseline
▲ 0.50% · 4.625%
HK$19,215
+HK$1,102/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,226/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,961
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,470
−HK$515/mo
Today · 4.125%
HK$19,985
baseline
▲ 0.50% · 4.625%
HK$21,039
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,970/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,748
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,331
−HK$593/mo
Today · 4.125%
HK$19,924
baseline
▲ 0.50% · 4.625%
HK$21,136
+HK$1,212/mo
Deposit HK$3.36M · loan HK$4.11M · min. income ≈ HK$39,848/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,857
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,416
−HK$568/mo
Today · 4.125%
HK$21,984
baseline
▲ 0.50% · 4.625%
HK$23,143
+HK$1,159/mo
Deposit HK$3.36M · loan HK$4.11M · min. income ≈ HK$43,968/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,452
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,089
−HK$646/mo
Today · 4.125%
HK$21,735
baseline
▲ 0.50% · 4.625%
HK$23,058
+HK$1,323/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,470/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,753
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,363
−HK$619/mo
Today · 4.125%
HK$23,982
baseline
▲ 0.50% · 4.625%
HK$25,247
+HK$1,265/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,964/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,157
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,846
−HK$700/mo
Today · 4.125%
HK$23,546
baseline
▲ 0.50% · 4.625%
HK$24,979
+HK$1,433/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$47,092/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,649
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,310
−HK$671/mo
Today · 4.125%
HK$25,981
baseline
▲ 0.50% · 4.625%
HK$27,351
+HK$1,370/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$51,962/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,861
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,603
−HK$755/mo
Today · 4.125%
HK$25,358
baseline
▲ 0.50% · 4.625%
HK$26,900
+HK$1,542/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,716/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,545
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$723/mo
Today · 4.125%
HK$27,980
baseline
▲ 0.50% · 4.625%
HK$29,454
+HK$1,474/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,960/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,566
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,361
−HK$808/mo
Today · 4.125%
HK$27,169
baseline
▲ 0.50% · 4.625%
HK$28,822
+HK$1,653/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,338/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,441
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,204
−HK$774/mo
Today · 4.125%
HK$29,978
baseline
▲ 0.50% · 4.625%
HK$31,558
+HK$1,580/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$59,956/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,270
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,118
−HK$862/mo
Today · 4.125%
HK$28,980
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,763/mo
Deposit HK$1.49M · loan HK$5.98M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,338
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,151
−HK$826/mo
Today · 4.125%
HK$31,977
baseline
▲ 0.50% · 4.625%
HK$33,662
+HK$1,685/mo
Deposit HK$1.49M · loan HK$5.98M · min. income ≈ HK$63,954/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,974
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,876
−HK$915/mo
Today · 4.125%
HK$30,791
baseline
▲ 0.50% · 4.625%
HK$32,665
+HK$1,874/mo
Deposit HK$1.12M · loan HK$6.35M · min. income ≈ HK$61,582/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,234
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,098
−HK$877/mo
Today · 4.125%
HK$33,975
baseline
▲ 0.50% · 4.625%
HK$35,766
+HK$1,791/mo
Deposit HK$1.12M · loan HK$6.35M · min. income ≈ HK$67,950/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,679
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$970/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,586
+HK$1,983/mo
Deposit HK$747K · loan HK$6.73M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,130
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,045
−HK$929/mo
Today · 4.125%
HK$35,974
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$1,896/mo
Deposit HK$747K · loan HK$6.73M · min. income ≈ HK$71,948/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,235 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).