▼ 0.50% · 3.625%
HK$17,321
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,860
−HK$548/mo
Today · 4.125%
HK$18,408
baseline
▲ 0.50% · 4.625%
HK$19,528
+HK$1,120/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,816/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,270
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,787
−HK$524/mo
Today · 4.125%
HK$20,311
baseline
▲ 0.50% · 4.625%
HK$21,382
+HK$1,071/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,622/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,054
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,646
−HK$602/mo
Today · 4.125%
HK$20,248
baseline
▲ 0.50% · 4.625%
HK$21,480
+HK$1,232/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,496/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,197
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,765
−HK$577/mo
Today · 4.125%
HK$22,342
baseline
▲ 0.50% · 4.625%
HK$23,520
+HK$1,178/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,684/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,786
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,432
−HK$657/mo
Today · 4.125%
HK$22,089
baseline
▲ 0.50% · 4.625%
HK$23,433
+HK$1,344/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,178/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,124
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$629/mo
Today · 4.125%
HK$24,373
baseline
▲ 0.50% · 4.625%
HK$25,658
+HK$1,285/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,746/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,518
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,218
−HK$712/mo
Today · 4.125%
HK$23,930
baseline
▲ 0.50% · 4.625%
HK$25,386
+HK$1,456/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,860/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,723
−HK$681/mo
Today · 4.125%
HK$26,404
baseline
▲ 0.50% · 4.625%
HK$27,796
+HK$1,392/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,808/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,250
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,004
−HK$767/mo
Today · 4.125%
HK$25,771
baseline
▲ 0.50% · 4.625%
HK$27,339
+HK$1,568/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,542/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,978
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,701
−HK$734/mo
Today · 4.125%
HK$28,435
baseline
▲ 0.50% · 4.625%
HK$29,934
+HK$1,499/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,870/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,982
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,790
−HK$821/mo
Today · 4.125%
HK$27,611
baseline
▲ 0.50% · 4.625%
HK$29,291
+HK$1,680/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,222/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,905
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,680
−HK$786/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,072
+HK$1,606/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,714
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,576
−HK$876/mo
Today · 4.125%
HK$29,452
baseline
▲ 0.50% · 4.625%
HK$31,244
+HK$1,792/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,904/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,832
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,659
−HK$839/mo
Today · 4.125%
HK$32,498
baseline
▲ 0.50% · 4.625%
HK$34,211
+HK$1,713/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$64,996/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,446
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$931/mo
Today · 4.125%
HK$31,293
baseline
▲ 0.50% · 4.625%
HK$33,197
+HK$1,904/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,586/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,759
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,637
−HK$892/mo
Today · 4.125%
HK$34,529
baseline
▲ 0.50% · 4.625%
HK$36,349
+HK$1,820/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,058/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,178
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,148
−HK$986/mo
Today · 4.125%
HK$33,134
baseline
▲ 0.50% · 4.625%
HK$35,150
+HK$2,016/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,268/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,686
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,616
−HK$944/mo
Today · 4.125%
HK$36,560
baseline
▲ 0.50% · 4.625%
HK$38,487
+HK$1,927/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,120/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).