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At today's rate and a 90% mortgage, the deposit on this unit is about HK$472K, with repayments around HK$20,599/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$472K · loan HK$4.25M · min. income ≈ HK$41,198/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$89,744 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 2
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 464 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-25 | HK$5.55M | +24.7% 9.3y |
| 2017-03-20 | HK$4.45M | +34.0% 4.2y · 8.0%/yr |
| 2013-01-08 | HK$3.32M | +73.8% |
| 2010-07-20 | HK$1.91M | −4.5% |
| 2008-02-21 | HK$2.00M | +19.0% |
| 1998-12-18 | HK$1.68M | — |