Home Sha Tin District SUNSHINE CITY PHASE 4 BLOCK J

22/F 3

Sha Tin District · New Territories East

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5/F 1 519 ft² 5/F 2 338 ft² 5/F 3 338 ft² 5/F 4 519 ft² 5/F 5 519 ft² 5/F 6 363 ft² 5/F 7 363 ft² 5/F 8 519 ft² 6/F 1 519 ft² 6/F 2 338 ft² 6/F 3 338 ft² 6/F 4 513 ft² 6/F 6 363 ft² 6/F 7 363 ft² 7/F 1 519 ft² 7/F 2 338 ft² 7/F 3 342 ft² 7/F 4 519 ft² 7/F 6 363 ft² 7/F 8 513 ft² 8/F 2 338 ft² 8/F 3 338 ft² 8/F 4 513 ft² 8/F 5 519 ft² 8/F 6 363 ft² 8/F 7 365 ft² 8/F 8 513 ft² 9/F 1 519 ft² 9/F 3 338 ft² 9/F 6 363 ft² 9/F 7 365 ft² 9/F 8 519 ft² 10/F 1 519 ft² 10/F 2 338 ft² 10/F 3 338 ft² 10/F 4 519 ft² 10/F 5 519 ft² 10/F 6 363 ft² 10/F 7 363 ft² 10/F 8 519 ft² 11/F 1 519 ft² 11/F 2 342 ft² 11/F 3 338 ft² 11/F 4 519 ft² 11/F 5 519 ft² 11/F 6 363 ft² 11/F 7 363 ft² 11/F 8 513 ft² 12/F 1 519 ft² 12/F 3 338 ft² 12/F 4 519 ft² 12/F 6 365 ft² 12/F 7 363 ft² 12/F 8 519 ft² 13/F 1 519 ft² 13/F 2 338 ft² 13/F 3 338 ft² 13/F 4 519 ft² 13/F 5 519 ft² 13/F 6 363 ft² 13/F 7 363 ft² 13/F 8 519 ft² 14/F 1 519 ft² 14/F 2 338 ft² 14/F 3 338 ft² 14/F 4 519 ft² 14/F 5 519 ft² 14/F 6 363 ft² 14/F 7 363 ft² 14/F 8 513 ft² 15/F 1 513 ft² 15/F 2 338 ft² 15/F 3 342 ft² 15/F 4 519 ft² 15/F 5 513 ft² 15/F 6 363 ft² 15/F 8 513 ft² 16/F 1 519 ft² 16/F 3 338 ft² 16/F 4 519 ft² 16/F 5 519 ft² 16/F 6 365 ft² 16/F 7 365 ft² 16/F 8 513 ft² 17/F 1 519 ft² 17/F 2 338 ft² 17/F 3 338 ft² 17/F 4 519 ft² 17/F 5 519 ft² 17/F 6 363 ft² 17/F 7 363 ft² 18/F 1 519 ft² 18/F 3 338 ft² 18/F 4 519 ft² 18/F 5 513 ft² 18/F 6 363 ft² 18/F 7 363 ft² 18/F 8 513 ft² 19/F 1 519 ft² 19/F 3 338 ft² 19/F 5 519 ft² 19/F 7 365 ft² 19/F 8 519 ft² 20/F 1 519 ft² 20/F 2 338 ft² 20/F 3 338 ft² 20/F 4 519 ft² 20/F 5 519 ft² 20/F 6 363 ft² 20/F 7 363 ft² 20/F 8 519 ft² 21/F 1 519 ft² 21/F 2 338 ft² 21/F 3 338 ft² 21/F 4 519 ft² 21/F 6 363 ft² 21/F 7 363 ft² 22/F 1 519 ft² 22/F 2 342 ft² 22/F 3 338 ft² 22/F 4 519 ft² 22/F 5 519 ft² 22/F 7 363 ft² 22/F 8 513 ft² 23/F 2 338 ft² 23/F 4 513 ft² 23/F 5 519 ft² 23/F 6 363 ft² 23/F 7 363 ft² 23/F 8 519 ft² 24/F 1 513 ft² 24/F 2 338 ft² 24/F 3 338 ft² 24/F 4 519 ft² 24/F 5 519 ft² 24/F 6 363 ft² 24/F 7 363 ft² 24/F 8 519 ft² 25/F 1 519 ft² 25/F 2 338 ft² 25/F 3 338 ft² 25/F 4 519 ft² 25/F 5 519 ft² 25/F 6 363 ft² 25/F 7 363 ft² 25/F 8 519 ft² 26/F 1 519 ft² 26/F 2 338 ft² 26/F 3 338 ft² 26/F 5 519 ft² 26/F 6 365 ft² 26/F 8 513 ft² 27/F 1 519 ft² 27/F 2 342 ft² 27/F 3 338 ft² 27/F 4 513 ft² 27/F 5 519 ft² 27/F 6 363 ft² 27/F 7 365 ft² 27/F 8 513 ft² 28/F 2 338 ft² 28/F 3 338 ft² 28/F 4 519 ft² 28/F 5 519 ft² 28/F 6 365 ft² 29/F 1 519 ft² 29/F 2 338 ft² 29/F 3 338 ft² 29/F 4 519 ft² 29/F 5 519 ft² 29/F 6 363 ft² 29/F 7 363 ft² 29/F 8 519 ft² 30/F 2 338 ft² 30/F 3 338 ft² 30/F 4 513 ft² 30/F 5 513 ft² 30/F 7 363 ft² 30/F 8 513 ft² 30/F 1 519 ft² 31/F 1 519 ft² 31/F 2 338 ft² 31/F 3 338 ft² 31/F 4 519 ft² 31/F 5 519 ft² 31/F 6 363 ft² 31/F 7 363 ft² 31/F 8 519 ft² 32/F 1 519 ft² 32/F 2 338 ft² 32/F 3 338 ft² 32/F 4 513 ft² 32/F 5 513 ft² 32/F 6 363 ft² 32/F 7 363 ft² 32/F 8 513 ft² 33/F 1 513 ft² 33/F 2 338 ft² 33/F 3 338 ft² 33/F 4 513 ft² 33/F 5 519 ft² 33/F 6 365 ft² 33/F 8 513 ft² 34/F 1 513 ft² 34/F 2 338 ft² 34/F 3 338 ft² 34/F 4 519 ft² 34/F 5 519 ft² 34/F 6 365 ft² 34/F 7 363 ft² 34/F 8 519 ft² 35/F 1 513 ft² 35/F 2 338 ft² 35/F 3 338 ft² 35/F 4 519 ft² 35/F 5 513 ft² 35/F 6 365 ft² 35/F 7 363 ft² 35/F 8 519 ft² 36/F 2 338 ft² 36/F 3 338 ft² 36/F 4 519 ft² 36/F 5 519 ft² 36/F 6 365 ft² 36/F 7 363 ft² 36/F 8 513 ft² 37/F 2 338 ft² 37/F 3 338 ft² 37/F 4 519 ft² 37/F 5 519 ft² 37/F 6 363 ft² 37/F 7 363 ft² 37/F 8 519 ft² 38/F 1 519 ft² 38/F 2 338 ft² 38/F 3 338 ft² 38/F 4 519 ft² 38/F 5 513 ft² 38/F 6 363 ft² 38/F 8 513 ft² 39/F 1 519 ft² 39/F 2 338 ft² 39/F 3 338 ft² 39/F 4 519 ft² 39/F 5 519 ft² 39/F 6 363 ft² 39/F 7 363 ft² 39/F 8 519 ft² 40/F 1 519 ft² 40/F 2 338 ft² 40/F 3 338 ft² 40/F 4 519 ft² 40/F 5 519 ft² 40/F 6 365 ft² 40/F 7 363 ft² 40/F 8 513 ft² 41/F 2 338 ft² 41/F 3 338 ft² 41/F 4 519 ft² 41/F 5 513 ft² 41/F 6 363 ft² 41/F 7 365 ft² 41/F 8 513 ft² 42/F 1 519 ft² 42/F 2 338 ft² 42/F 3 338 ft² 42/F 4 519 ft² 42/F 5 519 ft² 42/F 6 365 ft² 42/F 7 363 ft² 42/F 8 519 ft² 43/F 1 523 ft² 43/F 2 338 ft² 43/F 3 338 ft² 43/F 4 523 ft² 43/F 5 523 ft² 43/F 7 363 ft² 43/F 8 523 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.34M

≈ HK$15,796 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$534K, with repayments around HK$23,288/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$21,914

−HK$1,374/mo

▼ 0.25% · 3.875%

HK$22,596

−HK$692/mo

Today · 4.125%

HK$23,288

baseline

▲ 0.50% · 4.625%

HK$24,705

+HK$1,417/mo

Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,576/mo (50% DSR)

Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,129 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Ma On Shan

≈ 2 min walk · 152 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Ma On Shan Station.

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: 3
Saleable Area: 338 Saleable ft²
Gross Area: 465 ft²
Efficiency: 73%
District: Sha Tin District · New Territories East
School net (POA): 89

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-07-11	HK$4.85M	−5.3% 1.3y · −4.0%/yr	HK$14,349	HK$10,430
2024-03-27	HK$5.12M	−16.4% 3.3y · −5.0%/yr	HK$15,148	HK$11,011
2020-12-24	HK$6.13M	+264.8% 15.2y · 17.0%/yr	HK$18,130	HK$13,178
2005-11-02	HK$1.68M	−23.3%	—	HK$3,613
1996-09-14	HK$2.19M	—	—	HK$4,710

Other appraised units in this building

Data sourced from Renavon.com