▼ 0.50% · 3.625%
HK$16,442
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,954
−HK$519/mo
Today · 4.125%
HK$17,473
baseline
▲ 0.50% · 4.625%
HK$18,537
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,946/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,292
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,783
−HK$497/mo
Today · 4.125%
HK$19,280
baseline
▲ 0.50% · 4.625%
HK$20,297
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,560/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,087
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,649
−HK$572/mo
Today · 4.125%
HK$19,221
baseline
▲ 0.50% · 4.625%
HK$20,390
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$38,442/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,121
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,661
−HK$547/mo
Today · 4.125%
HK$21,208
baseline
▲ 0.50% · 4.625%
HK$22,326
+HK$1,118/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$42,416/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,731
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,345
−HK$623/mo
Today · 4.125%
HK$20,968
baseline
▲ 0.50% · 4.625%
HK$22,244
+HK$1,276/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,936/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,950
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,539
−HK$597/mo
Today · 4.125%
HK$23,136
baseline
▲ 0.50% · 4.625%
HK$24,356
+HK$1,220/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,272/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,375
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,040
−HK$676/mo
Today · 4.125%
HK$22,716
baseline
▲ 0.50% · 4.625%
HK$24,098
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,432/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,780
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,417
−HK$647/mo
Today · 4.125%
HK$25,064
baseline
▲ 0.50% · 4.625%
HK$26,385
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,128/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,735
−HK$728/mo
Today · 4.125%
HK$24,463
baseline
▲ 0.50% · 4.625%
HK$25,951
+HK$1,488/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,926/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,609
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,296
−HK$696/mo
Today · 4.125%
HK$26,992
baseline
▲ 0.50% · 4.625%
HK$28,415
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,984/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,664
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,431
−HK$779/mo
Today · 4.125%
HK$26,210
baseline
▲ 0.50% · 4.625%
HK$27,805
+HK$1,595/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,420/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,438
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,174
−HK$746/mo
Today · 4.125%
HK$28,920
baseline
▲ 0.50% · 4.625%
HK$30,445
+HK$1,525/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,840/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,308
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,126
−HK$832/mo
Today · 4.125%
HK$27,958
baseline
▲ 0.50% · 4.625%
HK$29,659
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,916/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,267
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,052
−HK$796/mo
Today · 4.125%
HK$30,848
baseline
▲ 0.50% · 4.625%
HK$32,474
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,696/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,952
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,822
−HK$883/mo
Today · 4.125%
HK$29,705
baseline
▲ 0.50% · 4.625%
HK$31,512
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,410/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,096
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,930
−HK$846/mo
Today · 4.125%
HK$32,776
baseline
▲ 0.50% · 4.625%
HK$34,504
+HK$1,728/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,552/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,517
−HK$935/mo
Today · 4.125%
HK$31,452
baseline
▲ 0.50% · 4.625%
HK$33,366
+HK$1,914/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,904/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,926
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$895/mo
Today · 4.125%
HK$34,704
baseline
▲ 0.50% · 4.625%
HK$36,534
+HK$1,830/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,408/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,323 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).