▼ 0.50% · 3.625%
HK$16,371
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,880
−HK$518/mo
Today · 4.125%
HK$17,398
baseline
▲ 0.50% · 4.625%
HK$18,456
+HK$1,058/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,796/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,213
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,701
−HK$496/mo
Today · 4.125%
HK$19,197
baseline
▲ 0.50% · 4.625%
HK$20,208
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,394/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,008
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,568
−HK$569/mo
Today · 4.125%
HK$19,137
baseline
▲ 0.50% · 4.625%
HK$20,302
+HK$1,165/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,274/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,034
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,571
−HK$545/mo
Today · 4.125%
HK$21,116
baseline
▲ 0.50% · 4.625%
HK$22,229
+HK$1,113/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,232/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,645
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,256
−HK$621/mo
Today · 4.125%
HK$20,877
baseline
▲ 0.50% · 4.625%
HK$22,147
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,754/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,855
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,441
−HK$595/mo
Today · 4.125%
HK$23,036
baseline
▲ 0.50% · 4.625%
HK$24,250
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,072/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,944
−HK$673/mo
Today · 4.125%
HK$22,617
baseline
▲ 0.50% · 4.625%
HK$23,993
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,234/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,676
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,311
−HK$644/mo
Today · 4.125%
HK$24,955
baseline
▲ 0.50% · 4.625%
HK$26,271
+HK$1,316/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,910/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,919
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,632
−HK$725/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,839
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,498
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,181
−HK$694/mo
Today · 4.125%
HK$26,875
baseline
▲ 0.50% · 4.625%
HK$28,292
+HK$1,417/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,750/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,556
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,320
−HK$776/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,684
+HK$1,588/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,319
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,052
−HK$743/mo
Today · 4.125%
HK$28,795
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,518/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,590/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,194
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,008
−HK$828/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,530
+HK$1,694/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,140
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$792/mo
Today · 4.125%
HK$30,714
baseline
▲ 0.50% · 4.625%
HK$32,333
+HK$1,619/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$61,428/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$880/mo
Today · 4.125%
HK$29,576
baseline
▲ 0.50% · 4.625%
HK$31,376
+HK$1,800/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,152/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$842/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,720/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,468
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,384
−HK$932/mo
Today · 4.125%
HK$31,316
baseline
▲ 0.50% · 4.625%
HK$33,221
+HK$1,905/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,632/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,783
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,662
−HK$892/mo
Today · 4.125%
HK$34,554
baseline
▲ 0.50% · 4.625%
HK$36,375
+HK$1,821/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,108/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,384 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).