▼ 0.50% · 3.625%
HK$16,310
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,817
−HK$515/mo
Today · 4.125%
HK$17,332
baseline
▲ 0.50% · 4.625%
HK$18,387
+HK$1,055/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$34,664/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,144
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,631
−HK$493/mo
Today · 4.125%
HK$19,124
baseline
▲ 0.50% · 4.625%
HK$20,133
+HK$1,009/mo
Deposit HK$3.58M · loan HK$3.58M · min. income ≈ HK$38,248/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,940
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,499
−HK$567/mo
Today · 4.125%
HK$19,066
baseline
▲ 0.50% · 4.625%
HK$20,226
+HK$1,160/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$38,132/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,959
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,494
−HK$543/mo
Today · 4.125%
HK$21,037
baseline
▲ 0.50% · 4.625%
HK$22,146
+HK$1,109/mo
Deposit HK$3.22M · loan HK$3.93M · min. income ≈ HK$42,074/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,571
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,180
−HK$619/mo
Today · 4.125%
HK$20,799
baseline
▲ 0.50% · 4.625%
HK$22,064
+HK$1,265/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$41,598/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,773
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$592/mo
Today · 4.125%
HK$22,949
baseline
▲ 0.50% · 4.625%
HK$24,159
+HK$1,210/mo
Deposit HK$2.86M · loan HK$4.29M · min. income ≈ HK$45,898/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,202
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,862
−HK$670/mo
Today · 4.125%
HK$22,532
baseline
▲ 0.50% · 4.625%
HK$23,903
+HK$1,371/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$45,064/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,220
−HK$642/mo
Today · 4.125%
HK$24,862
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,310/mo
Deposit HK$2.50M · loan HK$4.65M · min. income ≈ HK$49,724/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,833
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,544
−HK$721/mo
Today · 4.125%
HK$24,265
baseline
▲ 0.50% · 4.625%
HK$25,742
+HK$1,477/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$48,530/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,402
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,083
−HK$691/mo
Today · 4.125%
HK$26,774
baseline
▲ 0.50% · 4.625%
HK$28,186
+HK$1,412/mo
Deposit HK$2.15M · loan HK$5.01M · min. income ≈ HK$53,548/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,464
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,225
−HK$773/mo
Today · 4.125%
HK$25,998
baseline
▲ 0.50% · 4.625%
HK$27,580
+HK$1,582/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$51,996/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,216
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,946
−HK$741/mo
Today · 4.125%
HK$28,687
baseline
▲ 0.50% · 4.625%
HK$30,199
+HK$1,512/mo
Deposit HK$1.79M · loan HK$5.36M · min. income ≈ HK$57,374/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,095
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$825/mo
Today · 4.125%
HK$27,732
baseline
▲ 0.50% · 4.625%
HK$29,419
+HK$1,687/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$55,464/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,031
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,809
−HK$790/mo
Today · 4.125%
HK$30,599
baseline
▲ 0.50% · 4.625%
HK$32,212
+HK$1,613/mo
Deposit HK$1.43M · loan HK$5.72M · min. income ≈ HK$61,198/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,726
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$876/mo
Today · 4.125%
HK$29,465
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,793/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$58,930/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,845
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$840/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,713/mo
Deposit HK$1.07M · loan HK$6.08M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,357
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,270
−HK$928/mo
Today · 4.125%
HK$31,198
baseline
▲ 0.50% · 4.625%
HK$33,096
+HK$1,898/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$62,396/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,660
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,535
−HK$889/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$1,815/mo
Deposit HK$715K · loan HK$6.44M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$930K (deposit + AVD stamp duty HK$214,576 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).