▼ 0.50% · 3.625%
HK$16,857
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,381
−HK$533/mo
Today · 4.125%
HK$17,914
baseline
▲ 0.50% · 4.625%
HK$19,004
+HK$1,090/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,828/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,753
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,256
−HK$510/mo
Today · 4.125%
HK$19,766
baseline
▲ 0.50% · 4.625%
HK$20,808
+HK$1,042/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,532/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,542
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,119
−HK$586/mo
Today · 4.125%
HK$19,705
baseline
▲ 0.50% · 4.625%
HK$20,904
+HK$1,199/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$39,410/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,628
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,181
−HK$561/mo
Today · 4.125%
HK$21,742
baseline
▲ 0.50% · 4.625%
HK$22,889
+HK$1,147/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$43,484/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,228
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,857
−HK$639/mo
Today · 4.125%
HK$21,496
baseline
▲ 0.50% · 4.625%
HK$22,804
+HK$1,308/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$42,992/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,503
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,107
−HK$612/mo
Today · 4.125%
HK$23,719
baseline
▲ 0.50% · 4.625%
HK$24,969
+HK$1,250/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,438/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,914
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,595
−HK$693/mo
Today · 4.125%
HK$23,288
baseline
▲ 0.50% · 4.625%
HK$24,705
+HK$1,417/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$46,576/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,379
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,032
−HK$664/mo
Today · 4.125%
HK$25,696
baseline
▲ 0.50% · 4.625%
HK$27,050
+HK$1,354/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$51,392/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,599
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,333
−HK$746/mo
Today · 4.125%
HK$25,079
baseline
▲ 0.50% · 4.625%
HK$26,605
+HK$1,526/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,158/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,254
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,958
−HK$714/mo
Today · 4.125%
HK$27,672
baseline
▲ 0.50% · 4.625%
HK$29,131
+HK$1,459/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,344/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,071
−HK$799/mo
Today · 4.125%
HK$26,870
baseline
▲ 0.50% · 4.625%
HK$28,505
+HK$1,635/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$53,740/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,129
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,884
−HK$765/mo
Today · 4.125%
HK$29,649
baseline
▲ 0.50% · 4.625%
HK$31,212
+HK$1,563/mo
Deposit HK$1.85M · loan HK$5.54M · min. income ≈ HK$59,298/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,809
−HK$853/mo
Today · 4.125%
HK$28,662
baseline
▲ 0.50% · 4.625%
HK$30,406
+HK$1,744/mo
Deposit HK$1.48M · loan HK$5.91M · min. income ≈ HK$57,324/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,004
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,809
−HK$816/mo
Today · 4.125%
HK$31,625
baseline
▲ 0.50% · 4.625%
HK$33,292
+HK$1,667/mo
Deposit HK$1.48M · loan HK$5.91M · min. income ≈ HK$63,250/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,656
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,548
−HK$905/mo
Today · 4.125%
HK$30,453
baseline
▲ 0.50% · 4.625%
HK$32,306
+HK$1,853/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$60,906/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,880
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,735
−HK$867/mo
Today · 4.125%
HK$33,602
baseline
▲ 0.50% · 4.625%
HK$35,373
+HK$1,771/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$67,204/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,342
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$959/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$34,207
+HK$1,962/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,660
−HK$919/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,454
+HK$1,875/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,772 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).