▼ 0.50% · 3.625%
HK$16,541
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,056
−HK$523/mo
Today · 4.125%
HK$17,579
baseline
▲ 0.50% · 4.625%
HK$18,648
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,158/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,402
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,896
−HK$500/mo
Today · 4.125%
HK$19,396
baseline
▲ 0.50% · 4.625%
HK$20,419
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,792/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,196
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,762
−HK$575/mo
Today · 4.125%
HK$19,337
baseline
▲ 0.50% · 4.625%
HK$20,513
+HK$1,176/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,674/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,242
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,785
−HK$551/mo
Today · 4.125%
HK$21,336
baseline
▲ 0.50% · 4.625%
HK$22,461
+HK$1,125/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,672/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,850
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,467
−HK$627/mo
Today · 4.125%
HK$21,094
baseline
▲ 0.50% · 4.625%
HK$22,378
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,188/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,083
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,675
−HK$601/mo
Today · 4.125%
HK$23,276
baseline
▲ 0.50% · 4.625%
HK$24,503
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,552/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,504
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,173
−HK$679/mo
Today · 4.125%
HK$22,852
baseline
▲ 0.50% · 4.625%
HK$24,243
+HK$1,391/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,704/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,923
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,564
−HK$651/mo
Today · 4.125%
HK$25,215
baseline
▲ 0.50% · 4.625%
HK$26,544
+HK$1,329/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,430/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,158
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,878
−HK$732/mo
Today · 4.125%
HK$24,610
baseline
▲ 0.50% · 4.625%
HK$26,108
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,220/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,763
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,454
−HK$701/mo
Today · 4.125%
HK$27,155
baseline
▲ 0.50% · 4.625%
HK$28,586
+HK$1,431/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,310/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,812
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,584
−HK$784/mo
Today · 4.125%
HK$26,368
baseline
▲ 0.50% · 4.625%
HK$27,973
+HK$1,605/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,736/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,603
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,344
−HK$751/mo
Today · 4.125%
HK$29,095
baseline
▲ 0.50% · 4.625%
HK$30,628
+HK$1,533/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,190/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,466
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,290
−HK$836/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,837
+HK$1,711/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,444
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,233
−HK$801/mo
Today · 4.125%
HK$31,034
baseline
▲ 0.50% · 4.625%
HK$32,670
+HK$1,636/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,068/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,120
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,995
−HK$889/mo
Today · 4.125%
HK$29,884
baseline
▲ 0.50% · 4.625%
HK$31,702
+HK$1,818/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,768/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,284
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,123
−HK$851/mo
Today · 4.125%
HK$32,974
baseline
▲ 0.50% · 4.625%
HK$34,712
+HK$1,738/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$65,948/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,775
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$941/mo
Today · 4.125%
HK$31,642
baseline
▲ 0.50% · 4.625%
HK$33,567
+HK$1,925/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,284/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,124
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,012
−HK$902/mo
Today · 4.125%
HK$34,914
baseline
▲ 0.50% · 4.625%
HK$36,754
+HK$1,840/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,828/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).